Tools and resources
Harmoney Australia Limited ABN 12 604 342 823, holds Australian Credit Licence Number 474726 and
Australian Financial Services Licence Number 474726. Harmoney Australia Limited and Harmoney Services Australia Pty
Ltd are part of the Harmoney Corp Limited group.
Terms and conditions
1. Subject to approval and funding. Harmoney’s interest rates range from 6.99% p.a. to 25.69% p.a. (Comparison Rate 7.79% p.a. to 26.65% p.a.) and are offered based on the individual borrower’s credit assessment according to Harmoney’s credit scorecard. In order to be approved and list your loan you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.
6.99% p.a. to 25.69%
2. Comparison rate of 7.79% p.a. – 26.65% p.a. is based on an unsecured personal loan of $30,000 over 5 years. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs, fees, government charges like stamp duty, and cost savings are not included in the comparison rate but may influence the cost of the loan.
3. Establishment fee of $275 for loans up to $5,000 and $575 for loans $5,000 and over. Fixed rates range from 6.99% p.a.
(Comparison Rate 7.79% p.a.) to
25.69% p.a. (Comparison Rate 26.65% p.a.) on 36 to 60 month terms, with no early repayment penalties.