Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|Loan amount||$2,000 - $70,000|
|Unsecured interest rate||from 5.76% 3|
|Unsecured comparison rate||from 6.55% 3|
|Early repayment fee||$0|
|Loan terms||3, 5 or 7 years 1|
|Average turnaround||Less than 24 hours|
|Establishment fee||$275 - $575 4|
|Repayment frequency||Weekly, fortnightly, or monthly|
How customers rate us
What our customers say
The Team at Harmoney have been very helpful and very responsive with all my inquires. Quick easy steps to follow to apply for loans with great interest rates. Thank you for all your help.Two Months Ago by Kara N.
Can’t thank Harmoney enough for the very friendly, professional, efficient, support through the process of my loan application. I feel like I am able to really get on top of some personal things and it will only get better. Thank you.Last Year by Dennis T.
I'm so thankful to your company, this loan will help.me a lot in my financial status right now. I'm looking forward for the greatness of your company.. Thank you very much for accepting my loan..Last Year by Francis E.
Super easy application and process! I applied for a substantial personal loan and was approved the same day and received the funds the following day. Thank you Harmoney!Ten Months Ago by Alli
Easiest credit application process I've ever done. The Customer Service / Call Centre staff were kind, patient and actually treated you as human (unlike other banks!!!!). Quite a quick process too. Interest rate is higher than hoped (though that's a given if applying for loans via online lenders) but there's no early pay out fee - so it's a great incentive to finalise the loan sooner. Highly recommend Harmoney.Two Months Ago by Jason S.
Two Weeks Ago by Joanne L.
Thank you so much for the loan. The process is fantastic. Especially for the fact that you are able to read my bank statement and see the incomes coming in from 2 regular sources. I haven’t experienced this before. It has been the best loan application I have ever done. I’m looking forward to paying it off so if the need arises I can use Harmoney again. Thank you so much.Five Years Ago by Jason B.
Quick and easy to do business with. Thankyou! A very streamlined process and no BS!! Fair rates for unsecured loan ( 10% lower than my current loan ). Will definitely use you guys again!!Last Year by David Y.
I had applied for an emergency loan through Harmoney and throughout the whole process Sereana had helped me all the way till I got the loan approved.. the people at Harmoney was understanding and very helpful.. I recommended Harmoney to anyone.. thank you once again for a great job that you guys are doing.Four Weeks Ago by Jennifer L.
Greatly recommend 'Harmony' as the first choice for competitive Personal Loans! Easy to apply for Loans over the internet, with highly secure web interfaces for all your personal information and fast deliverance of Service Requested! Customer service is awesome, responsive and personalised to tailor to your specific needs! Harmony has the lowest industry loan rates and is highly flexible for the payment duration of your Loan! Keep up the good work Harmoney$$$$Last Year by Bern K.
The online process has been do user friendly and easy to follow, effortless really even for a tech dinosaur like me. Staff were so professional and prompt with communication. Thank-you.Two Weeks Ago by Lana J.
Two Weeks Ago by Hendrix T.
We’re real people, and we’re here to help
Give us a call on 1300 042 766 and one of any of our 30+ specialists can help!