Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|$2,000 - $70,000
|Unsecured interest rate
|from 5.76% 3
|Unsecured comparison rate
|from 6.55% 3
|Early repayment fee
|3, 5 or 7 years 1
|Less than 24 hours
|$275 - $575 4
|Weekly, fortnightly, or monthly
How customers rate us
What our customers say
Last Week by Richard T.
Two Weeks Ago by lily
Three Weeks Ago by Ben
Easiest credit application process I've ever done. The Customer Service / Call Centre staff were kind, patient and actually treated you as human (unlike other banks!!!!). Quite a quick process too. Interest rate is higher than hoped (though that's a given if applying for loans via online lenders) but there's no early pay out fee - so it's a great incentive to finalise the loan sooner. Highly recommend Harmoney.Five Months Ago by Jason S.
My partner just secured a loan with Harmony. You couldn't ask for a better Lender. Efficient with user friendly website and application. Great outcome in 2 days. Well done Harmony.Seven Months Ago by Belinda C.
The best Loan Lender I ever had experienced with. Simple loan process, friendly and real people. Even they told you what maximum amount you can get. Pretty amazed me. RecommendedEleven Months Ago by Hendro W.
Excellent service and so much better than the banks. Very professional and delivered on what they promised unlike the useless big banks. I would recommend Harmoney any day of the week.Two Years Ago by David F.
Harmoney would have to be the best lender I have ever had a loan through. Their process was simple easy steps, with really quick and efficient communication, even though it was completely online. I was super impressed. I used to work at one of the big 4 banks so I understand the processes & what’s required and how daunting and confusing it can be. Harmoney have been wonderful to deal with every step of the way. I’d used them again no problems. And definitely recommend them if you want an efficient online lender.Two Years Ago by Jeanette G.
I needed a personal loan on very short notice. I tried my bank and the process was going to take way too long. That's when I found Harmoney and the process was fast and simple. Staff were extremely helpful and fast. I had my loan approved and in my bank account faster than I expected and was very pleased with the customer service that they gave along the way. Highly recommend!Two Years Ago by EMIL
Hi my experience with harmony was fantastic. I can’t Thank them enough. It was very straight forward everyone I spoke to are so lovely and very helpful. Even on weekend and a public holiday they were still emailing me on behalf of my loan. Would recommend to everyone. Banks say no and harmony changed the burden that was hanging over my shoulder for a long time. Banks that you bank with for years and years don’t want to give us a go but harmony with no questions asked have us the loan we needed straight away. Thank you harmony.Two Years Ago by Sandra F.
Greatly recommend 'Harmony' as the first choice for competitive Personal Loans! Easy to apply for Loans over the internet, with highly secure web interfaces for all your personal information and fast deliverance of Service Requested! Customer service is awesome, responsive and personalised to tailor to your specific needs! Harmony has the lowest industry loan rates and is highly flexible for the payment duration of your Loan! Keep up the good work Harmoney$$$$Two Years Ago by Bern K.
Excellent service. Quick and easy application process. Way better than big banks, I'll definitely use them again. Highly recommended!Three Years Ago by Nelson N.
We’re real people, and we’re here to help
Give us a call on 1300 042 766 and one of any of our 30+ specialists can help!