Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|Loan amount||$2,000 - $70,000|
|Interest rate||from 5.35% 1|
|Comparison rate||from 6.14% 2|
|Early repayment fee||$0|
|Loan terms||3, 5 or 7 years|
|Average turnaround||Less than 24 hours|
|Establishment fee||$275 - $575 3|
|Repayment frequency||Weekly, fortnightly, or monthly|
How customers rate us
What our customers say
Hi my experience with harmony was fantastic. I can’t Thank them enough. It was very straight forward everyone I spoke to are so lovely and very helpful. Even on weekend and a public holiday they were still emailing me on behalf of my loan. Would recommend to everyone. Banks say no and harmony changed the burden that was hanging over my shoulder for a long time. Banks that you bank with for years and years don’t want to give us a go but harmony with no questions asked have us the loan we needed straight away. Thank you harmony.Two Months Ago by Sandra F.
The process and loan terms have been straightforward and easy. It took a couple of days for my loan to be funded but the Harmoney staff were easy to contact during this stage to reassure me that the loan would be funded. I'm grateful that lenders like this exist for people who need funds for things that traditional lenders would say no to. Thanks Harmoney!Four Years Ago by Linde A.
So far the process for the loan has been fairly simple with less than an hour spent so far filling in documentation online. Hopefully it will be the same experience as I progress to the next stage to get the loan. All good so far!!! Following the completion of the documentation, which involved in putting my personal details, Medibank details, Driving License and uploading a copy of my bank statement and specifying the amount I would like to borrow, I received confirmation the next morning that the loan had been approved. Three days later the funds had been received. It was that quick and that simple. The rate I got was also very reasonable. I honestly can not fault this service. It was quick, painless and easy. I was informed all the way and their online account is really easy to navigate and use. I will be using them again and I will be recommending them in the future. Really please customerFive Years Ago by Mark
Application was easy to follow and customer service was excellent. After a few checks loan was approved and was put into my bank account with in 24 hours. You can pay your loan earlier without any extra cost and that's what I liked. I would be recommending Harmoney to friends and family.Twelve Months Ago by Lia
Thank you so much for the loan. The process is fantastic. Especially for the fact that you are able to read my bank statement and see the incomes coming in from 2 regular sources. I haven’t experienced this before. It has been the best loan application I have ever done. I’m looking forward to paying it off so if the need arises I can use Harmoney again. Thank you so much.Four Years Ago by Jason B.
Customer service was above and beyond any of the banks. The application was straightforward and less stressful than a bank I've been with for 22 years. Less fees and better rates!Nine Months Ago by Joseph U.
You guys at Harmoney are just amazing. So easy. Not intrusive and the customer service staff are super helpful. Thank you for not making me feel like a failure...as the banks do... Being a single Mum on one wage due to my husband passing away all my bank want to do is give me advice on budgeting...no help at all. Thank you again Harmoney for being understanding , helpful , considerate and for putting a smile back on my face. Financially, I can now breathe. :):):) 5+ star service.Last Year by Melinda T.
Fast and easy application. The approval rate was extremely quick.easy online application. no having to make appointments and wait at the bank. Much better than the major banks.will not use a bank again.Give Harmoney your business. Will use again. Thank you.Three Years Ago by Paul
Greatly recommend 'Harmony' as the first choice for competitive Personal Loans! Easy to apply for Loans over the internet, with highly secure web interfaces for all your personal information and fast deliverance of Service Requested! Customer service is awesome, responsive and personalised to tailor to your specific needs! Harmony has the lowest industry loan rates and is highly flexible for the payment duration of your Loan! Keep up the good work Harmoney$$$$Two Months Ago by Bern K.
It is very convenience through the procedures. Friendly staff, good communications , very high security checks in the time it done in an enormous time . Rate matches with most of banks , and with other lenders is the best . Flexible system if you need to pay faster or even pay the balance , no penalties or fees for that . I like that promotional way . No wonder Harmoney being noticed more than others . Great job 👍Three Years Ago by EddyZee
Such a wonderful experience with Harmoney. So glad i found out about this company. The rate is amazing will be hard to beat by any big banks or other lenders company. Thanks HarmoneyEleven Months Ago by Emerd B.
We’re real people, and we’re here to help
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