Press release

Harmoney: A sit-down with new CEO David Stevens; Boardroom Media, 11 November 2019

Boardroom Media's William Canty speaks with David Stevens, CEO of Harmoney in funding $1.4b in loans in five years, the company's successful Series C capital raise, and plans for growth in Australia.

baordroom media

About Harmoney

Harmoney is an online direct personal lender that operates across New Zealand and Australia providing customers with unsecured personal loans that are easy to access, competitively priced (using risk-adjusted interest rates) and accessed 100% online. 

Since originating its first loan in August 2014, Harmoney has originated over NZ$1.8 billion in personal loans (growing at a compound annual growth rate of 86% between FY15 and FY20), serving more than 47,000 customers and increasing its total current loan book to approximately NZ$472 million. 

Harmoney’s proprietary digital lending platform, Stellare™, facilitates its personalised loan product with applications processed and loans typically funded within 24 hours of acceptance by the customer. Stellare™ applies a customer’s individual circumstance to its data-driven, machine learning credit scorecard to deliver automated credit decisioning and accurate risk-based pricing. 

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