PERSONAL LOANS

Name: Harmoney Australia
Address: 3 Spring Street, Sydney, NSW, 2000, Australia
Telephone: 1300 042 766
Price range: $2,000 to $70,000 loans

Borrow up to $70,000 unsecured

Personalised rates from 5.35% p.a.¹
(comparison rate 6.14% p.a.)²

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Harmoney comes 4th in Top 10 2021 AFR Most Innovative Awards

We've been recognised as one of the Most Innovative Companies in Australia by the Australian Financial Review (AFR). Harmoney’s Libra® real-time credit scoring technology secured Harmoney 4th position in the prestigious 2021 AFR BOSS Most Innovative Companies Awards in the banking, super & financial firms category.

What our customers say

5.0 2022-03-24 Michaela I have experienced an excellent service in assessing me in regards with my loan. Very very helpful. Highly recommend to people who needed a service from them. australia

5.0 2022-03-23 Harsimran I can't beleive how fasg harmoney approve loans and customer care team is very polite and helpful australia

5.0 2022-03-23 Sandy I have used Harmoney for other reasons and always pleased , australia

5.0 2022-03-22 dave so quick and easy to go through and have a clear decision on a loan outcome, australia

5.0 2022-03-22 Lavinia Thank you Harmony for your quick response really appreciate it australia

5.0 2022-03-22 Stanley Harmoney has come to my family needs. Thank you so much. australia

5.0 2022-03-19 Blake It’s hard to believe this I just went through a credit approval process — Harmoney has simplified things that no one else thought to make easier, and it’s so much better australia

5.0 2022-03-14 Donna very happy at the speed of the loan and approval australia

5.0 2022-03-10 Lauren Communication has been excellent from all at Harmoney. australia

5.0 2022-03-10 Michael Easy to deal with right from the start very professional. Everything was on line, my loan was approved within 48 hours. NSW, australia

5.0 2022-03-09 Maria Thank you Harmoney. No judgement and for your complete trust in me. So thankful for the easy to follow steps and immediate response. australia

5.0 2022-03-08 Kenneth NAB told me "No", but Harmony said "we care about you".
Thanks to Harmony and the team. australia

5.0 2022-03-08 Jeremy Great experience with Harmoney Qld, australia

5.0 2022-03-03 Anonymous Customer Harmoney makes financial matters so easy. I’ve found it to be easier than dealing with the banks! australia

5.0 2022-03-03 Michelle It was the easier loan application ever!! Thank you so much australia

5.0 2022-03-03 paul the people that i have dealt with at Harmoney have all been excellent australia

5.0 2022-03-02 Blake This user-experience is the absolute best I have experienced in any industry, let alone personal loans. Mind-blowingly well thought out. I’ll be recommending this to everyone australia

5.0 2022-03-02 Desiderio Feels easy and they help me on my loan requirements. They are approachable and quick response. I recommend them to others australia

5.0 2022-03-01 Luke The loan application process is very easy and transparent at all stages. australia

5.0 2022-02-24 Anonymous Customer An effortless experiance.
Thankyou Harmoney for the ease of application.. australia

5.0 2022-02-24 Darren My experience with harmony is fantastic australia

5.0 2022-02-24 Gene Very happy with Harmoney services, highly recommended. australia

5.0 2022-02-24 Allison able to get loan quickly and easily. Great help Australia

5.0 2022-02-22 Thomas Quick easy and the staff are very helpful.. thank you harmoney australia

5.0 2022-02-21 Chaz So far, so good, so afir dealing with Harmoney australia

5.0 2022-02-21 glen Thank you for a fast and speedy process,will very happily recommend harmony to my friends. australia

5.0 2022-02-21 Jason So quick and easy. Thank you harmony australia

5.0 2022-02-21 Ryoki Easy process. Thank you for loan. australia

5.0 2022-02-20 Anonymous Customer it is a pleasurable and easy experience dealing with Harmoney. When ever I contact staff either by phone or live chat I get just the answer I need. australia

5.0 2022-02-18 Zivayi My loan application was fast and easy to complete and all done online australia

5.0 2022-02-17 Jamie Excellent to deal with,loan approved quickly,highly recommend Australia

5.0 2022-02-09 Janine I have had a good experience with Harmoney. The staff were knowledgeable and friendly. Applying on line was not complicated and user friendly. australia

5.0 2022-02-08 Jamil Harmoney made loans faster and better competitive rates. It's all done online so easy and very user friendly. A great wonderful experience with this company. australia

5.0 2022-02-08 Rebecca Harmoney makes it less daunting to apply for a loan australia

5.0 2022-02-04 Katarina So easy to apply! Very happy to chose Harmony! australia

5.0 2022-02-04 Korey What a wonderful experience!! I would recommend Harmoney to everybody in the market for a loan! australia

5.0 2022-02-02 Toby U guys are awesome easy to use web sight I'll always choose harmony Nsw, australia

5.0 2022-02-01 Alatua Thank you for my Loan when I really needed it. australia

5.0 2022-01-31 Anonymous Customer Thank you Harmoney. You provide a great service and fast online applications. Highly recommended. australia

5.0 2022-01-31 Stephen Great to deal with,no hassle and quick with response and decision on loan outcome.So far So good. Victoria, australia

5.0 2022-01-30 Bridget Harmoney is by far the best loan company I have come across!!! Definitely reccomend as they are quick, efficient and have excellent customer service to solve any issue you may have so promptly. Thanks again Harmoney for being so helpful and understanding!! australia

5.0 2022-01-27 Graham Fast, AAA+++ experience. I would highly recomend Harmony for your needs. australia

5.0 2022-01-27 Narissa The loan process is very simple and easy to use. australia

5.0 2022-01-26 karlheinz It is a very easy process to apply. Have already some of my friends about Harmony. Very precise and no nonsense application process. australia

5.0 2022-01-26 Nathan Awesome service, easy process and always approved even if not for the full amount requested. Always come back with some kind of offer. Harmoney is always my first choice when we need some extra money. australia

5.0 2022-01-25 Anonymous Customer Products are simple, easy and contracts quick and effortless, happy with overall experience in dealing with Harmoney - Superb! australia

5.0 2022-01-25 Julius Simple and easy as usual. Thank you Harmoney team. australia

5.0 2022-01-24 Sharon I am very grateful to you for approving my loan as my own bank would not give me anything, cheers. australia

5.0 2022-01-19 Jason This experience has been a pleasure. The rate is a little high but for unsecured loan it’s reasonable. I’m so pleased with this experience and quick response australia

5.0 2022-01-19 Shane It has been a very easy process. The terms of the loan are very easy to follow australia

5.0 2022-01-19 Mikayla Harmoney has provided the most stress-free and informative loan facts, statistics and data I have ever interacted with. I would definitely recommend Harmoney :) australia

5.0 2022-01-17 Anonymous Customer Quick and easy to understand, very quick reply from Harmony Team australia

5.0 2022-01-16 Andre The best experience I've ever gad with a loan company. So simple and easy. You guys are a life saver. australia

5.0 2022-01-16 Kuhi The Loan process australia

5.0 2022-01-15 Andrew Fantastic, website portal was user friendly and was a added bonus that harmony could access my bank statements and work out my expenses.
Not stressful at all.
Thankyou. australia

5.0 2022-01-14 Bradley Harmoney got information of my assets, liabilities, my historical financial stability in addition to taking into consideration a short term financial situation. In comparison to other lenders that take a quick financial snap shot which isn’t an accurate reflection of long term financial behaviours. australia

5.0 2022-01-13 Alfred Great experience with harmoney will definitely recommend it to others australia

5.0 2022-01-13 Glen I've used Harmoney in the past and have been very pleased with how fast and easy it is to apply online australia

5.0 2022-01-13 kevin So Far Dealing with Harmoney has been a good experience australia

5.0 2022-01-13 ARLINDA THANK YOU HARMONEY VERY MUCH AND EFFICIENT PROFESSIONAL SERVICE australia

5.0 2022-01-12 Anonymous Customer Hassle free consolidation loan. Thanks to the Harmoney team. australia

5.0 2022-01-12 Faye Harmoney have been very helpful. I will be using them in the future. australia

5.0 2022-01-12 Fiona Loans based on customer repayment history as opposed to the big banks that seem to overcomplicate everything. Extremely competitive rate! australia

5.0 2022-01-10 Dustin I went through now finance first and they were horrible so ended it and you guys have been a dream australia

5.0 2022-01-10 Paul Harmony is so easy to deal with. australia

5.0 2022-01-10 Brooke Very simple process! Thank you Harmoney. australia

5.0 2022-01-10 Suzanna The ease of applying for the loan and relief knowing I can consolidate all my debts into one easy payment australia

5.0 2022-01-09 Lea Loan interest dropped down 2 % on my top up loan. Easy to apply when in need. australia

5.0 2022-01-07 Mary Very good never have any problems with harmony they are great.. WA, Australia

5.0 2022-01-05 Annie Harmoney went above and beyond to ensure my loan was approved australia

5.0 2021-12-30 Diane. Great service and very friendly people when you ring for advice.
Would recommend Harmoney to friends.
Thank you australia

5.0 2021-12-30 Elizabeth Application of loan was quick and easy australia

5.0 2021-12-24 Raymond Easy process and quick results. Thank you Harmony Team. australia

5.0 2021-12-23 Mercy Harmony makes this process so simple
Could not be happier australia

5.0 2021-12-22 Kimble Fast and efficient and no drama from start to finish. Appreciate you helping me getting my finances in order ready to start 2022 with one simple repayment. Thanks. australia

5.0 2021-12-22 Anonymous Customer Harmoney loan process from start to finish was seamless and clear. Very quick, online app is easy to manage. australia

5.0 2021-12-21 Cecille I tried to do this with my own bank. Seriously useless…. And it’s paying off their overdraft. You make it easy as. My second loan with you and I couldn’t be happier with how it works. Well done on a great system. australia

5.0 2021-12-21 David There were a few delays with the system problems but I’m more than happy to stick with Harmoney australia

5.0 2021-12-21 Usaia Fantastic service! Harmoney has never let us down and so quick and easy to deal with. australia

5.0 2021-12-19 Stein Very helpful and fast loan approval australia

5.0 2021-12-15 Hianjuku No stress and one of the best in class service I have used so far. This is my second loan of 50grant. Both loan applications done online and approved in minutes. Who can do better than Harmony - I need to convinced is there is anyone else! Well done guys - yove won a lifetime customer! Thanks alot. australia

5.0 2021-12-15 Ashiqur It.was easy to apply and get the loan approved. It was hassle free.team is helpful. I appreciate and i recommend people going through hardship and need money Asap australia

5.0 2021-12-12 mimma Harmony loan are the best and easy to apply australia

5.0 2021-12-09 Guido Harmoney are always fast and easy to deal with australia

5.0 2021-12-09 Jason I found the ease of consolidation through gaining my credit score and interest rate in relation to that score an insightful and stress free experience with harmony , I feel they have helped myself into a posityof financial security. australia

5.0 2021-12-07 Louis Harmoney has helped me where others wouldnt because I have no credit history. I would highly recommend Harmoney to anyone. australia

5.0 2021-12-07 Peter Harmoney was very easy to deal with the the application process very straight forward australia

5.0 2021-12-05 Anonymous Customer Applied for a loan to consolidate got approved very quickly . Good service australia

5.0 2021-12-04 Jamie Simple, clear and efficient loan application australia

5.0 2021-11-29 Anonymous Customer Quick and effective will definitely use Harmony in future australia

5.0 2021-11-26 Kim The loan process was very easy to follow and when I needed help it was always there for me. australia

5.0 2021-11-23 Rowena Harmoney is the best product for all loan types. Seamless, fficient, fast service. Your service is way better, if not the best among others. The customer service is just amazing. I thought I would never find a perfect institution like yours but I just did! Thank you so much. All the best to you all! australia

5.0 2021-11-22 Kylie Everything is so quick and easy with Harmoney ! The comms are great too. Staff are knowledgeable and lovely to speak too as well. australia

5.0 2021-11-20 Sera Quick and easy. That is my kind of loan application! australia

5.0 2021-11-18 Angie It's easy and fast to complete the loan application. australia

5.0 2021-11-17 Anonymous Customer Easy, quick, pain free and an overall great experience with Harmoney. Thank you australia

5.0 2021-11-11 Kris Everyone has been real helpful on my loan application 110% for service australia

5.0 2021-11-06 Arch Easy & quick no hassles - I think thats why ur called Harmoney! australia

5.0 2021-11-05 Melinda I just love Harmoney. Never a hassle. Friendly staff. Super helpful. Thank you for being amazing in every area. australia

5.0 2021-10-27 Nunzio Brilliant service from the team at Harmoney. The whole process from start to finish was stress free. Definitely will be recommending their services to family and friends. I look forward to engaging with them in the future.. australia

4.8/5

4.7 overall rating

4.8 overall rating