Neil Roberts ~ Joint CEO, Founder
Neil has spent his career achieving outstanding growth in consumer finance. He wrote the business case for PRF Direct, before launching the company in 2001 achieving $50M profit in 5
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years. Ultimately heading the business as GM, Neil was responsible for over 400 staff and a balance sheet of $750m in assets. He then joined FlexiGroup, leading a team of 80+ with $30m profit and $200M sales responsibility, driving development and delivering double digit revenue growth. The business is currently valued in excess of $1.5b.
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Brad Hagstrom ~ Joint CEO
Brad was part of the team that launched PRF Direct. Developing the entire back office operation, he was ultimately responsible for over 250 staff. Brad joined Flexi-rent with a mandate
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to create new products, channels and distribution to grow the company as well as managing operations. He went on to develop a new channel and approach to finance in the SME market, developing a $100m business prior to joining Harmoney.
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Duncan Gross ~ Head of Institutional Funding
Duncan joined Harmoney in 2013. He is responsible for managing Harmoney's institutional funding partnerships in New Zealand and Australia. Prior to Harmoney, Duncan held corporate development roles at Fidelity Investments,
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LLC and First Marblehead Corp in Boston, Massachusetts. He began his career at BNZ Finance and has an MBA from Babson College.
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Simon Ward ~ Chief Financial Officer
Simon began his career as a banking and commercial lawyer at Russell McVeagh, before switching to accounting, joining Bank of America's London office where he held various senior roles supporting
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the European rates, currencies, commodities, credit and equity teams. In 2008 he returned to NZ and helped establish a high-tech manufacturing start up owned by Oracle Team USA, the current holder of the America's Cup, where in 2010 he was promoted to CFO and held that position for four years before joining Harmoney.
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Ben Taylor ~ General Manager Australia
Ben has spent more than 20 years working in large, dynamic and high growth businesses, and the last 10 years focused on consumer and SME finance. With a flair for
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innovation, Ben has held senior roles in global businesses such as Kimberly-Clark, Gateway and AOL, and with each role broke into new areas resulting in high margin and growth. Ben’s more recent previous role was at consumer finance company Flexigroup, where he held a number of roles including Chief Marketing Officer and more recently Head of Innovation.
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Dave Nesbitt ~ Head of Credit
With nearly 20 years’ working in the financial services sector, Dave brings a wealth of experience to his new role with Harmoney. He joins the company following 13 years in
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a series of increasingly senior roles with ASX listed consumer finance company FlexiGroup, where he was most recently head of credit underwriting. Prior to his employment with FlexiGroup, Nesbitt held a series of roles with NRMA Finance.
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Dugald MacDonald ~ CIO
Dugald is a technology professional who has been working in software development and leadership roles for 30 years. He has worked across a range of operating environments, established financial services
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and software product organisations, including consulting capacities. He has previously held roles with global remits, and is also very accustomed to working with outsourced and contract workforces. A certified project manager and scrum master, he is agile and well versed in continuous delivery and DevOps methodologies.
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Caroline Dunlop ~ General Counsel
Caroline has over 20 years legal experience, mostly spent as in-house legal counsel in financial services. After her time with magic circle firm Clifford Chance, Caroline moved to IG Group
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where she worked in a fast-paced growth-oriented company. On her return to New Zealand, Caroline spent a significant period with one of New Zealand's oldest financial services providers, focusing on major change and transformation projects.
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Andrew Bates ~ Chief Technology Officer
Responsible for developing Harmoney's overall technology vision, Andrew ensures our systems and services meet the demanding needs of our customers and partners, driving platform and marketplace initiatives as well as
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overseeing Harmoney’s operational support teams. Andrew has over 15 years experience successfully delivering large-scale solutions in various IT roles including Software Development, Enterprise Architecture and as a CTO.
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Dan York ~ Head of Strategy
Dan has been a product specialist for leading brands such as ANZ, Westpac, GE Money, and Virgin Mobile. He launched the first online only savings product for ANZ, then the
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concept of rate for risk retail finance developed for the NZ marketplace. He has a successful track record of designing, developing and implementing customer centric products in the telecommunications, publishing, and financial services markets.
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Andrew Cathie ~ Data Scientist
Andrew's career span of 30 years includes substantial finance industry experience with companies such as BNZ, HSBC, PRF, GE Money and Flexigroup, and analytics consulting through companies including Deloitte and
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SAS Institute. As Credit Analytics Manager of PRF Direct, Andrew was responsible for the development of credit systems that evaluated $2b in loan applications.
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Greg Elisara ~ Head of Product Design
Greg is a digital and online professional with nearly 20 years of experience and expertise in UX, UI, UxD, strategy, development, and execution, across retail, marketing and sales, sales force
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automation, and publishing. Prior to Harmoney, Greg was Head of Digital and Social at award-laden indy advertising agency, Barnes Catmur & Friends.
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Glen MacKellaig ~ Head of Digital Marketing
Glen has been directing digital strategies across North America, Europe and Australasia since 2005. Passionate about all facets of digital marketing, Glen has held senior digital roles specialising in financial
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services in New Zealand, including with Westpac, ANZ and TOWER. He launched a number of e-commerce, mobile and social innovations for these brands. He is always seeking to create a more intuitive online experience for visitors and find new ways to enhance the user journey across devices.
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Renee Benrubi ~ Head of People & Culture
Renee has been an international Culture Strategist for over 20 years collaborating with startups, individual and corporate groups to shift their perceptions and enable greater alignment personally and professionally. Renee
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has coached at financial services Eclipx Group, Flexigroup and MyBudget and for over 10 years has been coaching clients through managing personal attention and expectations creating collaborative aligned business environments.
At Harmoney Renee is instrumental in supporting a healthy organisational and creative culture creating scope for vital learning processes, creative leadership, and transparent knowledge sharing. As a cultural strategist Renee develops the framework for enabling a successful and innovation-driven culture.
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