Your future can start today
Personalised rates from 6.99%¹
(comparison rate 7.69%)²
We know dream jobs are better in real life
That's why we're here to help you invest in your future
No hidden costs. Be clear exactly how much your repayments are and when your loan will be paid off.
Get an education loan for yourself or help set a family member up for a bright future.
An education loan means there's no need to put off till tomorrow what you can start achieving today.
Simple, 100% online
Step 1. Get to know you
Tell us about your loan, then provide us with some details about yourself and your finances.
Step 2. Get your loan offer
We provide your detailed loan terms with your interest rate, borrowing limit and repayments.
Step 3. Get your money
Accept your loan terms and provide some final details. Most loans listed in the marketplace are fully-funded within 24 hours.
What we offer
$2K - $70K
3 or 5 years
$200 or $500
Early repayment fee
- All loans are unsecured
- Rates from 6.99% - 28.69% p.a.¹ (comparison rate 7.69% - 29.55% p.a.²)
- Your rate is fixed for the life of the loan
- You can repay weekly, fortnightly or monthly
- Establishment fee of $200 for loans under $5,000 ³
- Establishment fee of $500 for loans $5,000 and over ³
- No monthly account keeping fees
Get the loan that works for you
Spend more time living and less time figuring out how to pay for the things you need
Interest rates are based on your individual credit assessment, not one-size-fits-all.
GET YOUR MONEY FAST
Most loans listed in the marketplace are fully funded within 24 hours.
100% ONLINE – 24/7
No queues and no need for any awkward face-to-face meetings.
Get started with Harmoney today
Thousands of clever Aussies are switching to Harmoney to achieve their dreams.
We're real people and we're here if you need us
If you need help, just give us a call on 1300 042 766 or jump on to live chat and one of our more than 30 specialists will be there to lend a hand.