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About Us


Creating brighter futures

Work with us

Harmoney builds technology that helps people achieve more with money.

Life is about opportunities, and Harmoney believes that access to money through responsible lending helps people seize those opportunities.

Since 2014, we’ve helped over 47,000 people do more through more than $1.8B in personal lending. But there is much more to do, and our people are the means by which we can.

Harmoney manifesto

We created our manifesto to express and share our views, motives, and intentions. It explains why we care and why our work matters.

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Our values. What we believe in


Harmoney values empathy as it is key to developing relationships with its colleagues and customers. These relationships form the basis by which Harmoney delivers for its customers, colleagues, the effects of which extend to the wider community.


Harmoney values the pioneering spirit as it is the fuel of dreams and ambition. Pioneers leave behind the known to discover the new. Pioneers establish their own path if needed, to discover places unseen. They not only imagine the future, they create it.


Harmoney values making a true positive impact on people’s lives and the communities in which it lives and serves. Harmoney’s obsession with numbers, data and process only count if they make an impact.


Harmoney values integrity because it is the foundation for building and maintaining trust and respect, and encompasses responsibility and accountability.


Harmoney values consistency as it reflects the stability and reliability it creates in the minds of anyone it interacts with. Consistency creates confidence, and with confidence Harmoney can do great work.

We value being E.P.I.I.C.

What’s it really like to work at Harmoney?

Hear from some real-life Harmoneers who share their insights into life at Harmoney.

Shawn Xia, QA Lead

"Harmoney has provided me with a high-quality and flexible working environment, where I have achieved maximum growth. I am proud of being able to work with such talented colleagues and inspirational managers."

Read Shaun's story

Roopesh Jupudi — DevOps / Full Stack Developer

"I believe life isn't about 'finding' yourself, it's about creating yourself — Harmoney gives me that opportunity."

Read Roopesh's story

Jonathan Sia — Product Owner

"Super-busy, learning heaps and worth-it."

Read Jonathan's story

What's in it for you?

You will play a huge role in helping us deliver our purpose of creating brighter futures through the power of technology.

You'll be challenged and supported as we continue to push hard against the frontiers of tech, big data, and machine learning. There’s always something exciting in the mix. If there’s one thing we’re sure about: you’ll never be bored at Harmoney.

    • Inclusive culture that values you and your ideas.
    • Fast-paced and innovative growing company.
    • Diverse activities- ping pong, international lunch days, fun runs, close to park and gyms.
    • Open-plan modern workspace which fosters innovation and cross-division projects.
  • Supportive environment with training and development opportunities.
  • Competitive salary and benefits package.
  • Breakfast bar, fresh fruit, nespresso range.
  • High calibre colleagues, exciting projects, latest technology systems.

Latest vacancies

Our latest job openings. If you're interested in a role email hr@harmoney.com.au for more details.

Senior Credit Risk Analyst

Interested in joining an innovative and rapidly growing technology business, in the process of expanding their team?
You will be hands on with bleeding edge machine learning, AI and cloud DWH tools, and using your statistical and mathematical skills to build amazing things in a leading and growing Fintech company. This is a brand new role, and we're looking for someone who passionately wants to put their strong credit and quant skills to use.

Collections Officer

Interested in joining an innovative and rapidly growing technology business, in the process of expanding their team?
You will have an empathetic nature, excellent communication and people skills and use persuasive techniques to collect overdue debts from customers. We are looking for a team player with attention to detail, capable of taking accurate and informative records, are detail oriented, competent computer skills including excellent written & verbal communication abilities.