The Harmoney investor Centre.

Our latest awards
Excellent Credit Personal Loan Award Badge 1
finder award 2019 v2
rate city 2021
rate city 2020 v2
mozo award 2018 v2
mozo award 2018
innovation award
Harmoney comes 4th in Top 10 2021 AFR Most Innovative Awards

We've been recognised as one of the Most Innovative Companies in Australia by the Australian Financial Review (AFR). Harmoney’s Libra® real-time credit scoring technology secured Harmoney 4th position in the prestigious 2021 AFR BOSS Most Innovative Companies Awards in the banking, super & financial firms category.

Our purpose is to help and inspire people to start now on their dreams or start fresh - through financial products that are simple, smart and secure.

Since our beginnings in 2014, Harmoney has sought to transform the way people borrow and lend money. We’ve created Australasia's largest personal loan marketplace, having facilitated over $2.1 billion in loans to over 50,000 customers on both sides of the Tasman, giving people more choice and options. Along the way we’ve created over 100 jobs, and created a purpose‑driven culture focusing on helping people do better through technology, big data, and responsible lending.

About us

Board of directors

Paul Lahiff
Paul Lahiff - Independent Chairman

Paul is a highly seasoned executive following 40 years experience in financial services, encompassing a broad portfolio of Directorships.

David Stevens
David Stevens - Chief Executive Officer

David is a highly experienced chief executive officer specialising in the non-bank consumer and commercial finance sectors within Australia and New Zealand.

Tracy Jones
Tracey Jones – Independent Director

Tracey is a professional director and family office adviser. She currently has a portfolio of governance roles in the commercial, not for profit and charitable sectors.

Neil Roberts v2
Neil Roberts — Chief Product Officer

Neil founded Harmoney, led the business as chief executive officer over six years driving the capital path, and building culture systems and processes that are intrinsic to Harmoney’s success.

FY22 Half Year Results

View our FY22 Half Year Results
from 28 February 2022

Half Year FY22 Results

Harmoney's Results

2022 Results

Half Year Results
28 February 2022
Half Year Report
Half Year Results (presentation)
Half Year Results (recording)Conference Call Details

2021 Results

Annual Meeting of Shareholders
29 November 2021
Results of Annual MeetingAnnual Meeting (presentation)Notice of Annual Meeting

Annual Report
31 August 2021
Annual Report
Notice of Annual Report

Half Year Results
24 February 2021
Half Year Report
Half Year Results (presentation)Conference Call Details

2020 Results

Annual Report
23 November 2020
Annual Report

Investor Day 2021

Watch our inaugural Investor Day presentation

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Market updates & press releases

14 July 2021Harmoney delivers strong originations growth in 2HFY21

13 May 2021800% bounce back in lending volumes on April 2020

12 April 2021
Harmoney Q3 FY21 results - new loan origination continues to double in Australia

19 March 2021
Harmoney at the ASX small and mid-cap conference

24 February 2021
Harmoney announces 1H FY21 results

15 February 2021
Paul Lahiff appointed to the Board as Non-Executive Director

20 January 2021
Harmoney exceeds loan origination prospectus forecasts with 47% growth in Q2 FY21 on Q1 FY21

22 December 2020
Harmoney secures up to NZ$200 million in debt funding from M&G Investments

19 November 2020
Harmoney lists on ASX and NXZ after successful A$92.5m IPO - A$353m market captilisation

13 February 2020
Harmoney announces change to the platform; focuses on innovation in service to borrowers

30 December 2019
Harmoney 2019 - in review

Corporate governance

Independent research reports

29 October 2021
MST Access Report

Consumer direct partner case studies

Google: From leads to personal loans

How smart bidding helped Australasia's Harmoney find and convert its best customers

Read case study

Google: Customer lifetime value

How Harmoney found a smarter way to surface lifetime value using machine learning

Read case study

Google: Reaching investor maturity

Digital Marketing Maturity Australia & New Zealand: Results teaser presentation from Harmoney

Read case study

Microsoft: Harmoney's data integrations

Learn how Harmoney used LinkedIn to increase loan originations

Read case study

Get in touch

If you have investor questions or enquires email us at