Investor
Welcome to Harmoney's Investor Centre
Our purpose is to help and inspire people to achieve their goals through financial products that are friendly, fair, and simple to use
Since our beginnings in 2014, Harmoney has sought to transform the way people borrow and lend money. We’ve created Australasia's largest personal loan marketplace, having facilitated over $1.7 billion in loans to over 50,000 customers on both sides of the Tasman, giving people more choice and options. Along the way we’ve created over 100 jobs, and created a purpose‑driven culture focusing on helping people do better through technology, big data, and responsible lending.
Board of directors

David Flacks — Independent Chairman
David was a senior corporate partner of Bell Gully for many years and was General Counsel and Company Secretary of Carter Holt Harvey for 4 years during the 1990’s.

David Stevens - Chief Executive Officer
David is a highly experienced chief executive officer specialising in the non-bank consumer and commercial finance sectors within Australia and New Zealand.

Tracey Jones – Independent Director
Tracey is a professional director and family office adviser. She currently has a portfolio of governance roles in the commercial, not for profit and charitable sectors.

Neil Roberts — Chief Product Officer
Neil founded Harmoney, led the business as chief executive officer over six years driving the capital path, and building culture systems and processes that are intrinsic to Harmoney’s success.
Think with Google case studies
Customer lifetime value
How Harmoney found a smarter way to surface lifetime value using machine learning.
From leads to loans
How smart bidding helped Australasia's Harmoney find and convert its best customers.
Reaching investor maturity
Digital Marketing Maturity Australia & New Zealand: Results teaser presentation from Harmoney
Press releases
24 February 2021
Harmoney announces 1H FY21 results
17 February 2021
Harmoney 1H21 Financial Results – Conference Call Details
15 February 2021
Paul Lahiff appointed to the Board as Non-Executive Director
20 January 2021
Harmoney exceeds loan origination prospectus forecasts with 47% growth in Q2 FY21 on Q1 FY21
22 December 2020
Harmoney secures up to NZ$200 million in debt funding from M&G Investments
19 November 2020
Harmoney lists on ASX and NXZ after successful A$92.5m IPO - A$353m market captilisation
13 February 2020
Harmoney announces change to the platform; focuses on innovation in service to borrowers
30 December 2019
Harmoney 2019 - in review
20 December 2019
Harmoney clears $1.5bn in loan volume
30 October 2019
Harmoney completes AU $42.9M (NZ $47M) capital raise
Corporate governance
23 November 2020
Harmoney Annual Report 2020 download pdf
23 November 2020
Harmoney Prospectus download pdf
30 October 2020
Board Charter download pdf
30 October 2020
Nomination and Remuneration Committee Charter download pdf
30 October 2020
Diversity policy download pdf
30 October 2020
Code of Conduct download pdf
30 October 2020
Whistleblower Policy download pdf
30 October 2020
Disclosure and Communication Policy download pdf
30 October 2020
Disclosure and Materiality Guidelines download pdf
30 October 2020
Audit and Risk Committee Charter download pdf
30 October 2020
Trading Policy download pdf
30 October 2020
Anti-Bribery and Corruption Policy download pdf
Get in touch
If you have investor questions or enquires email us at investors@harmoney.com.au