Investor
The Harmoney investor Centre.
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Harmoney comes 4th in Top 10 2021 AFR Most Innovative Awards
We've been recognised as one of the Most Innovative Companies in Australia by the Australian Financial Review (AFR). Harmoney’s Libra® real-time credit scoring technology secured Harmoney 4th position in the prestigious 2021 AFR BOSS Most Innovative Companies Awards in the banking, super & financial firms category.
Our purpose is to help and inspire people to start now on their dreams or start fresh - through financial products that are simple, smart and secure.
Since our beginnings in 2014, Harmoney has sought to transform the way people borrow and lend money. We’ve created Australasia's largest personal loan marketplace, having facilitated over $2.1 billion in loans to over 50,000 customers on both sides of the Tasman, giving people more choice and options. Along the way we’ve created over 100 jobs, and created a purpose‑driven culture focusing on helping people do better through technology, big data, and responsible lending.
Board of directors

Paul Lahiff - Independent Chairman
Paul is a highly seasoned executive following 40 years experience in financial services, encompassing a broad portfolio of Directorships.

David Stevens - Chief Executive Officer
David is a highly experienced chief executive officer specialising in the non-bank consumer and commercial finance sectors within Australia and New Zealand.

Tracey Jones – Independent Director
Tracey is a professional director and family office adviser. She currently has a portfolio of governance roles in the commercial, not for profit and charitable sectors.

Neil Roberts — Chief Product Officer
Neil founded Harmoney, led the business as chief executive officer over six years driving the capital path, and building culture systems and processes that are intrinsic to Harmoney’s success.
FY22 Half Year Results
View our FY22 Half Year Results
from 28 February 2022

Harmoney's Results
2022 Results
Half Year Results
28 February 2022
Half Year Report
Half Year Results (presentation)
Half Year Results (recording)Conference Call Details
2021 Results
Annual Meeting of Shareholders
29 November 2021
Results of Annual MeetingAnnual Meeting (presentation)Notice of Annual Meeting
Annual Report
31 August 2021
Annual Report
Notice of Annual Report
Half Year Results
24 February 2021
Half Year Report
Half Year Results (presentation)Conference Call Details
2020 Results
Annual Report
23 November 2020
Annual Report
Investor Day 2021
Watch our inaugural Investor Day presentation

Market updates & press releases
26 April 2022
Watch David Stevens, CEO & Managing Director, Harmoney presenting at ConsumerOpps 2022
28 February 2022
Harmoney increases FY22 Guidance Off The Back Of Strong Interim Results
8 February 2022
Harmoney Now Funded by 3 of the 4 Big Banks
19 January 2022Harmoney achieves cash NPAT profitability in 1HFY22
29 December 2021
Harmoney Signs AU$20m Corporate Debt Facility
30 November 2021
Investor Day Presentation 2021 Recording
24 November 2021
Investor Day Presentation 2021
27 August 2021Settlement with New Zealand Commerce Commission
14 October 2021Harmoney Delivers Record September Quarter ~$60M in New Originations up 389% on PCP
25 October 2021Harmoney Prices $105M Inaugural ABS Transaction
31 August 2021
Harmoney gains significant momentum in Australia, announces new Chairman
14 July 2021Harmoney delivers strong originations growth in 2HFY21
13 May 2021800% bounce back in lending volumes on April 2020
12 April 2021
Harmoney Q3 FY21 results - new loan origination continues to double in Australia
19 March 2021
Harmoney at the ASX small and mid-cap conference
24 February 2021
Harmoney announces 1H FY21 results
15 February 2021
Paul Lahiff appointed to the Board as Non-Executive Director
20 January 2021
Harmoney exceeds loan origination prospectus forecasts with 47% growth in Q2 FY21 on Q1 FY21
22 December 2020
Harmoney secures up to NZ$200 million in debt funding from M&G Investments
19 November 2020
Harmoney lists on ASX and NXZ after successful A$92.5m IPO - A$353m market captilisation
13 February 2020
Harmoney announces change to the platform; focuses on innovation in service to borrowers
30 December 2019
Harmoney 2019 - in review
Corporate governance
31 August
Corporate Governance Statement
26 May 2021
Long Term Incentive Plan Rules
11 May 2021
Trading Policy
23 November 2020
Harmoney Prospectus
30 October 2020
Nomination & Remuneration Committee Charter
30 October 2020
Board Charter
30 October 2020
Diversity Policy
30 October 2020
Code of Conduct
30 October 2020
Whistleblower Policy
30 October 2020
Disclosure & Communication Policy
30 October 2020
Disclosure & Materiality Guidelines
30 October 2020
Audit & Risk Commmittee Charter
30 October 2020
Anti-Bribery & Corruption Policy
Independent research reports
10 March 2022MST Access Update: Rapid Growth Ahead for HMY
21 January 2022
MST Access Report
29 October 2021
MST Access Report
Consumer direct partner case studies
Google: From leads to personal loans
How smart bidding helped Australasia's Harmoney find and convert its best customers
Google: Customer lifetime value
How Harmoney found a smarter way to surface lifetime value using machine learning
Google: Reaching investor maturity
Digital Marketing Maturity Australia & New Zealand: Results teaser presentation from Harmoney
Microsoft: Harmoney's data integrations
Learn how Harmoney used LinkedIn to increase loan originations
Get in touch
If you have investor questions or enquires email us at investors@harmoney.com.au