Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|Loan amount||$2,000 - $70,000|
|Interest rate||from 5.35% 1|
|Comparison rate||from 6.14% 2|
|Early repayment fee||$0|
|Loan terms||3, 5 or 7 years|
|Average turnaround||Less than 24 hours|
|Establishment fee||$275 - $575 3|
|Repayment frequency||Weekly, fortnightly, or monthly|
How customers rate us
What our customers say
Good quick service, sorted out issue I had with computer application straight away after I phoned. Loan was organised quickly so I was able to get myself and my family into a better financial position within days - I was able to pay for my final exam for work and pay out an existing loan, and with this new loan my monthly repayments are now less than they were. Thanks heaps!Five Years Ago by Dean
I applied for a debt consolidation loan with Harminey. Completed the full application on my phone within 20 mins including submission of supporting documentation. I was approved immediately and had my loan funded within 48 hours. I simply can’t praise this process enough. Well done Harmoney!Three Years Ago by CCCCC
Greatly recommend 'Harmony' as the first choice for competitive Personal Loans! Easy to apply for Loans over the internet, with highly secure web interfaces for all your personal information and fast deliverance of Service Requested! Customer service is awesome, responsive and personalised to tailor to your specific needs! Harmony has the lowest industry loan rates and is highly flexible for the payment duration of your Loan! Keep up the good work Harmoney$$$$Two Weeks Ago by Bern K.
The process and loan terms have been straightforward and easy. It took a couple of days for my loan to be funded but the Harmoney staff were easy to contact during this stage to reassure me that the loan would be funded. I'm grateful that lenders like this exist for people who need funds for things that traditional lenders would say no to. Thanks Harmoney!Four Years Ago by Linde A.
Thank you for the non-judgemental and easy application of this loan process. I am very appreciative of this opportunity to consolidate my personal loan and credit card debts into the one repayment so that I can at times pay off more and pay the loan off early. Thank you Harmoney. I am so very grateful.Two Years Ago by Maria P.
I'm so thankful to your company, this loan will help.me a lot in my financial status right now. I'm looking forward for the greatness of your company.. Thank you very much for accepting my loan..Two Months Ago by Francis E.
This was a great experience to apply for a personal loan. It was also very simple and accurate. I am pleased to have the access to me accounts to show debt and wages. Great service. Thankyou Harmoney.Seven Months Ago by Nicandro R.
Great Company. Easy to deal with. They were able to help me in my debt consolidation. I am recommending them to my family and friends.Three Months Ago by Marvin A.
the hype is real!!!! move over s**iety **e, harmoney is here! fair and easy would be an understatement. these guys are here to help. hassle free and realistic! sensible and true! i’m sincerely grateful for finding you guys. would definitely recommend to anyone and everyone! trully an answered prayer! thank you so much for helping me in consolidating my debts and allowing that extra funds on top of it, and yes waaaaay better interest rates! would definitely continue doing business with you, and not look anywhere else.Two Months Ago by Don M.
Hi my experience with harmony was fantastic. I can’t Thank them enough. It was very straight forward everyone I spoke to are so lovely and very helpful. Even on weekend and a public holiday they were still emailing me on behalf of my loan. Would recommend to everyone. Banks say no and harmony changed the burden that was hanging over my shoulder for a long time. Banks that you bank with for years and years don’t want to give us a go but harmony with no questions asked have us the loan we needed straight away. Thank you harmony.Last Week by Sandra F.
Quick and easy to do business with. Thankyou! A very streamlined process and no BS!! Fair rates for unsecured loan ( 10% lower than my current loan ). Will definitely use you guys again!!Three Months Ago by David Y.
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Give us a call on 1300 042 766 and one of any of our 30+ specialists can help!