Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|Loan amount||$2,000 - $70,000|
|Unsecured interest rate||from 5.76% 3|
|Unsecured comparison rate||from 6.55% 3|
|Early repayment fee||$0|
|Loan terms||3, 5 or 7 years 1|
|Average turnaround||Less than 24 hours|
|Establishment fee||$275 - $575 4|
|Repayment frequency||Weekly, fortnightly, or monthly|
How customers rate us
What our customers say
Greatly recommend 'Harmony' as the first choice for competitive Personal Loans! Easy to apply for Loans over the internet, with highly secure web interfaces for all your personal information and fast deliverance of Service Requested! Customer service is awesome, responsive and personalised to tailor to your specific needs! Harmony has the lowest industry loan rates and is highly flexible for the payment duration of your Loan! Keep up the good work Harmoney$$$$Last Year by Bern K.
the hype is real!!!! move over s**iety **e, harmoney is here! fair and easy would be an understatement. these guys are here to help. hassle free and realistic! sensible and true! i’m sincerely grateful for finding you guys. would definitely recommend to anyone and everyone! trully an answered prayer! thank you so much for helping me in consolidating my debts and allowing that extra funds on top of it, and yes waaaaay better interest rates! would definitely continue doing business with you, and not look anywhere else.Last Year by Don M.
Indepth and Legal. Perfect to arrange finance for Debt Consolidation, etc. Very satisfied with the outcome, Recommended financial services.Twelve Months Ago by Neil T.
Thank you for the non-judgemental and easy application of this loan process. I am very appreciative of this opportunity to consolidate my personal loan and credit card debts into the one repayment so that I can at times pay off more and pay the loan off early. Thank you Harmoney. I am so very grateful.Three Years Ago by Maria P.
Seeking debt consolidation. Online application process was simple with prompt review and approval. Very transparent company and process. No hidden conditions or fees. Fantastic, timely communication and support. Highly recommended!Three Years Ago by Jamie
This was a great experience to apply for a personal loan. It was also very simple and accurate. I am pleased to have the access to me accounts to show debt and wages. Great service. Thankyou Harmoney.Two Years Ago by Nicandro R.
I applied for a debt consolidation loan with Harminey. Completed the full application on my phone within 20 mins including submission of supporting documentation. I was approved immediately and had my loan funded within 48 hours. I simply can’t praise this process enough. Well done Harmoney!Four Years Ago by CCCCC
I'm so thankful to your company, this loan will help.me a lot in my financial status right now. I'm looking forward for the greatness of your company.. Thank you very much for accepting my loan..Last Year by Francis E.
Great Company. Easy to deal with. They were able to help me in my debt consolidation. I am recommending them to my family and friends.Last Year by Marvin A.
I was seeking debt consolidation and found Harmoney to have the better rate than other lenders. The application was easy to complete. Josefa provided excellent customer service and would highly recommend. Thank you Harmoney.Three Years Ago by JulieG
Very satisfied with the loan and the way the team handled the process. Would not use anyone else other than Harmoney for my short term loans they are professional and there is not stupid amounts of paperwork to fill in and or to go through the process is simple. Harmoney is my choice for loans in a hurry or short term loans for car issues, that you weren't expecting, refurbishments, and debt consolidations.Three Years Ago by Michelle M.
Three Years Ago by Grant H.
We’re real people, and we’re here to help
Give us a call on 1300 042 766 and one of any of our 30+ specialists can help!