Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|Loan amount||$2,000 - $70,000|
|Interest rate||from 5.35% 1|
|Comparison rate||from 6.14% 2|
|Early repayment fee||$0|
|Loan terms||3, 5 or 7 years|
|Average turnaround||Less than 24 hours|
|Establishment fee||$275 - $575 3|
|Repayment frequency||Weekly, fortnightly, or monthly|
How customers rate us
What our customers say
Greatly recommend 'Harmony' as the first choice for competitive Personal Loans! Easy to apply for Loans over the internet, with highly secure web interfaces for all your personal information and fast deliverance of Service Requested! Customer service is awesome, responsive and personalised to tailor to your specific needs! Harmony has the lowest industry loan rates and is highly flexible for the payment duration of your Loan! Keep up the good work Harmoney$$$$Four Months Ago by Bern K.
Good quick service, sorted out issue I had with computer application straight away after I phoned. Loan was organised quickly so I was able to get myself and my family into a better financial position within days - I was able to pay for my final exam for work and pay out an existing loan, and with this new loan my monthly repayments are now less than they were. Thanks heaps!Five Years Ago by Dean
I approached Harmoney for purposes of debt consolidation. The process was swift and professional. The online application form is easy to understand and straightforward. Once my application was deemed eligible, I received a phone call from one of the consultants to discuss final steps. The interaction was very pleasant and friendly. The applications and approval was very quick. Great firm to deal with and met my needs.Two Years Ago by Sonny M.
I was a very pleasant experience dealing with Harmoney. I would recommend the service to other people looking for lending...Last Month by Gary W.
Thank you for the non-judgemental and easy application of this loan process. I am very appreciative of this opportunity to consolidate my personal loan and credit card debts into the one repayment so that I can at times pay off more and pay the loan off early. Thank you Harmoney. I am so very grateful.Two Years Ago by Maria P.
I was seeking debt consolidation and found Harmoney to have the better rate than other lenders. The application was easy to complete. Josefa provided excellent customer service and would highly recommend. Thank you Harmoney.Two Years Ago by JulieG
Two Years Ago by Grant H.
Great Company. Easy to deal with. They were able to help me in my debt consolidation. I am recommending them to my family and friends.Six Months Ago by Marvin A.
I'm so thankful to your company, this loan will help.me a lot in my financial status right now. I'm looking forward for the greatness of your company.. Thank you very much for accepting my loan..Five Months Ago by Francis E.
Seeking debt consolidation. Online application process was simple with prompt review and approval. Very transparent company and process. No hidden conditions or fees. Fantastic, timely communication and support. Highly recommended!Two Years Ago by Jamie
Two Weeks Ago by Cam H.
We’re real people, and we’re here to help
Give us a call on 1300 042 766 and one of any of our 30+ specialists can help!