Personal loan calculator

Get a quick estimate of what your repayments might be using Harmoney's personal loan calculator.

Disclaimer: This calculator provides an estimate only based on the example information provided. Loan term, rates, fees, and repayments may differ on your quote, based on a borrower’s individual credit assessment— see Interest rates and fees for details. This is not an offer, and quotes are subject to terms and conditions, approval and funding availability.

Credit history and credit scores

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Five credit score myths busted

If you're trying to improve your credit score, you could be doing it all wrong. Here are five common misconceptions about credit scores and how you can avoid making avoidable mistakes.

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Welcome to Credit Score Bootcamp

Everything you wanted to know about credit scores but were too afraid to ask. Your training for a better financial future starts here.

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How to build a good credit score from the start

A credit score is a relationship you have for life - or at least from the moment you open your first credit account - and we all have to start somewhere.

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Frequently asked questions

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Types of personal loans

Personal loans can be used for pretty much anything, so long as it’s legal. These are some of our most popular loan purposes.

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HOLIDAY LOANS

Cover costs for accommodation, flights, insurance, spending money, and more.

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EDUCATION LOANS

Focus on your studies with an education loan to suit your needs.

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DEBT CONSOLIDATION

Multiple debts can be tricky and costly. Simplify with one simple to manage loan.

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CAR LOANS

Money for your next car. Flexibility to buy from a yard or privately.

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MEDICAL LOANS

A loan to help you meet costs of medical procedures or other health related costs.

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RENOVATION LOANS

Green light your property improvement project and bring your vision to life.

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WEDDING LOANS

Make your day one to remember and not one of compromises.

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PERSONAL LOANS

Choose from loan types covering nearly everything you could need.

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BUSINESS LOANS

Money to help you invest and grow your business.

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OTHER LOANS

Choose from loan types across almost everything you could need.

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