Personal loan calculator

Get a quick estimate of what your repayments might be using Harmoney's personal loan calculator.

Disclaimer: This calculator provides an estimate only based on the example information provided. Loan term, rates, fees, and repayments may differ on your quote, based on a borrower’s individual credit assessment— see Interest rates and fees for details. This is not an offer, and quotes are subject to terms and conditions, approval and funding availability.

Credit history and credit scores

young excited couple standing playing games on mobile phones 768x513 2
Five credit score myths busted

If you're trying to improve your credit score, you could be doing it all wrong. Here are five common misconceptions about credit scores and how you can avoid making avoidable mistakes.

Read blog article

two female buddies doing partner side plank giving high five while training in the forest 769x514
Welcome to Credit Score Bootcamp

Everything you wanted to know about credit scores but were too afraid to ask. Your training for a better financial future starts here.

Read blog article

woman using laptop paying bills online and managing home budget 769x515
How to build a good credit score from the start

A credit score is a relationship you have for life - or at least from the moment you open your first credit account - and we all have to start somewhere.

Read blog article

Frequently asked questions

View more

Types of personal loans

Personal loans can be used for pretty much anything, so long as it’s legal. These are some of our most popular loan purposes.

Holiday icon v10

Cover costs for accommodation, flights, insurance, spending money, and more.

Learn more

Education icon v14

Focus on your studies with an education loan to suit your needs.

Learn more

Debt con icon v22

Multiple debts can be tricky and costly. Simplify with one simple to manage loan.

Learn more

Car icon v23

Money for your next car. Flexibility to buy from a yard or privately.

Learn more

Medical icon

A loan to help you meet costs of medical procedures or other health related costs.

Learn more

Renovation icon

Green light your property improvement project and bring your vision to life.

Learn more

Wedding icon

Make your day one to remember and not one of compromises.

Learn more

Simplify icon

Choose from loan types covering nearly everything you could need.

Learn more


Money to help you invest and grow your business.

Learn more

Money fast icon

Choose from loan types across almost everything you could need.

Learn more