Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|Loan amount||$2,000 - $70,000|
|Interest rate||from 5.35% 1|
|Comparison rate||from 6.14% 2|
|Early repayment fee||$0|
|Loan terms||3, 5 or 7 years|
|Average turnaround||Less than 24 hours|
|Establishment fee||$275 - $575 3|
|Repayment frequency||Weekly, fortnightly, or monthly|
How customers rate us
What our customers say
The process and loan terms have been straightforward and easy. It took a couple of days for my loan to be funded but the Harmoney staff were easy to contact during this stage to reassure me that the loan would be funded. I'm grateful that lenders like this exist for people who need funds for things that traditional lenders would say no to. Thanks Harmoney!Four Years Ago by Linde A.
Greatly recommend 'Harmony' as the first choice for competitive Personal Loans! Easy to apply for Loans over the internet, with highly secure web interfaces for all your personal information and fast deliverance of Service Requested! Customer service is awesome, responsive and personalised to tailor to your specific needs! Harmony has the lowest industry loan rates and is highly flexible for the payment duration of your Loan! Keep up the good work Harmoney$$$$Two Weeks Ago by Bern K.
I found Harmoney excellent to deal with from the easy application process through to satisfying my loan request. I was happy with the interest rate and the terms of the loan. I will be happy to use them again as required.Seven Months Ago by Duth
Four Months Ago by Shane K.
Talk to a real person, real short waiting time. She understood what I wanted, no hassle. Recommend them to everyoneLast Year by Christina K.
This was most incredible borrowing experience i ever had! Short, sharp, shiny - every question to the point. Very reasonable interest rate. I recommend every day of the week!!!!!Three Years Ago by Marina A.
Two Months Ago by Maggie F.
Three Months Ago by Jagar R.
I was impressed. I was hesitant at first but the process, support as well as loan terms exceeded my expetations.Last Week by Masa P.
Thank you for the non-judgemental and easy application of this loan process. I am very appreciative of this opportunity to consolidate my personal loan and credit card debts into the one repayment so that I can at times pay off more and pay the loan off early. Thank you Harmoney. I am so very grateful.Two Years Ago by Maria P.
Very happy with the application process and terms of the agreement. A lot better than I expected. I will use them again in future.Last Week by Lill B.
We’re real people, and we’re here to help
Give us a call on 1300 042 766 and one of any of our 30+ specialists can help!