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Borrower

Loan Agreement General Terms (includes Credit Guide and Information Statement) Effective from 3 February 2022- (pdf)

EziDebit Direct Debit Terms and Conditions v1.8

Credit Sense End User Terms. Effective from 1st May 2015

Proviso End User Terms

General

Privacy Policy Effective from May 2022

Website Terms of Use Effective from 1 October 2020

Electronic Communication Terms

Notifiable Matters Statement

Financial Hardship Policy

Complaints Process

Harmoney Target Market Document (TMD)

Harmoney Collective

Archived

Borrower

Loan Agreement General Terms (includes Credit Guide and Information Statement) Effective from 17 July 2019 (pdf)

Harmoney Loan Agreement Effective from 17 July 2019

Harmoney Loan Agreement Effective from January 2019

EziDebit Direct Debit Terms and Conditions v1.6 (pdf)

General

Privacy Policy Effective from April 2021

Privacy Policy Effective from 1 October 2020

Privacy Policy Effective from September 2020

Privacy Policy Effective from 17 July 2019

Privacy Policy Effective from 23 January 2019

Privacy Policy Effective from 1 November 2015

Website Terms of Use Effective from 23 January 2019