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Business loans

Borrow up to $70k for your business

Personalised rates from 6.99%¹
(comparison rate 7.69%)²

We know business cashflow can be stressful

That's why we're here to help with a personal loan to keep your business on track

STRESS LESS, LIVE MORE

Whether it's a tax bill, cashflow, new assets or unexpected expenses, it needn't derail your business or stress you out.

UNSECURED LOANS

Our loans are unsecured, whether you need $2K seed money or more to build your supply chain.

SIMPLIFY THE PROCESS

A personal loan for business means the loan is under your name, not your business'. And it means a lot less paper work to apply.

Simple, 100% online

Step 1. Get to know you

Tell us about your loan, then provide us with some details about yourself and your finances.

Step 2. Get your loan offer

We provide your detailed loan terms with your interest rate, borrowing limit and repayments.

Step 3. Get your money

Accept your loan terms and provide some final details. Most loans listed in the marketplace are fully-funded within 24 hours.

What we offer

$2K - $70K
Loan limits
3 or 5 years
Loan terms
$200 or $500
Establishment fee
$0
Early repayment fee
  • All loans are unsecured
  • Rates from 6.99% - 28.69% p.a.¹ (comparison rate 7.69% - 29.55% p.a.²)
  • Your rate is fixed for the life of the loan
  • You can repay weekly, fortnightly or monthly
  • Establishment fee of $200 for loans under $5,000 ³
  • Establishment fee of $500 for loans $5,000 and over ³
  • No monthly account keeping fees

Find out more about our rates and fees

Get the loan that works for you

Spend more time living and less time figuring out how to pay for the things you need

PERSONALISED RATES

Interest rates are based on your individual credit assessment, not one-size-fits-all.

GET YOUR MONEY FAST

Most loans listed in the marketplace are fully funded within 24 hours.

100% ONLINE – 24/7

No queues and no need for any awkward face-to-face meetings. 

Get started with Harmoney today

Thousands of clever Aussies are switching to Harmoney to achieve their dreams.

We're real people and we're here if you need us

If you need help, just give us a call on 1300 042 766 or jump on to live chat and one of our more than 30 specialists will be there to lend a hand.

    Other ways to contact us    Visit our help centre

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