Business loans

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Whether it's a tax bill, cashflow, new assets or unexpected expenses, it needn't derail your business or stress you out.

A personal loan for business means the loan is under your name, not your business'. And it means a lot less paper work to apply.

Our loans are unsecured, whether you need $2K seed money or more to build your supply chain.

Tell us about your loan, then provide us with some details about yourself and your finances.

We provide your detailed loan terms with your interest rate, borrowing limit and repayments.

Accept your loan terms and provide some final details. Most people get their money within 24 hours.

Interest rates are based on your individual credit assessment, not one-size-fits-all.

Most people receive their money within 24 hours of accepting their loan terms.

No queues and no need for any awkward face-to-face meetings.

Apply now

Terms and conditions

1. Subject to approval and funding. Harmoney’s interest rates range from 6.99% p.a. to 28.69% p.a. (Comparison Rate 7.69% p.a. to 29.55% p.a.) and are offered based on the individual borrower’s credit assessment according to Harmoney’s credit scorecard. In order to be approved and list your loan you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.

2. Comparison rate of 7.69% p.a. to 29.55% p.a. is based on an unsecured personal loan of $50,000 over 5 years. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs, fees, government charges like stamp duty, and cost savings are not included in the comparison rate but may influence the cost of the loan.

3. Establishment fee of $275 for loans up to $5,000 and $575 for loans $5,000 and over. Fixed rates range from 6.99% p.a. (Comparison Rate 7.69% p.a.) to 28.69% p.a. (Comparison Rate 29.55% p.a.) on 36 to 60 month terms, with no early repayment penalties.