If you’re looking to borrow money, it might pay to try improving your creditworthiness. Lenders take a range of factors, such as your income and debt, into account when deciding whether to grant you a loan.
Do clever Aussies use rewards credit cards? Are they jetting off to Fiji twice a year, using flash new appliances, or opting for cash back - all paid for by the bank?
There’s any number of reasons that you might have for wanting to cancel your credit cards. And if this is what you’ve decided to do, it’s a good idea to stop the cards and close the accounts as soon as...
We all need to borrow money sometimes. Whether it’s for some home renovations, a new car, a much-needed holiday or you desperately need a boat (fish won’t catch themselves right?) Banks can be more than happy to lend you the...
There are times when something we want or need to buy is slightly out of our financial reach. Taking out a personal loan can give us the extra money we need.
If you sometimes feel inadequate when chatting with friends and colleagues or browsing social media feeds of old classmates, take a moment to pause and realise you're not getting the full story.
It takes creative thinking to make your budget stretch further - financially savvy Kiwis are constantly coming up with new ways to do more with less. Here are some of our favourite money saving, life hacks.
We all want to make saving money a good habit - putting money away for later takes away stress and improves our lives in the future. Unfortunately, putting that habit into practice can be a little harder in practice.
A personal loan may be what you need to get your finances back on budget. From debt consolidation to financing a special occasion in your life, taking on a loan may provide you with opportunities to give you financial freedom.
