Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|Loan amount||$2,000 - $70,000|
|Interest rate||from 5.35% 1|
|Comparison rate||from 6.14% 2|
|Early repayment fee||$0|
|Loan terms||3, 5 or 7 years|
|Average turnaround||Less than 24 hours|
|Establishment fee||$275 - $575 3|
|Repayment frequency||Weekly, fortnightly, or monthly|
How customers rate us
What our customers say
I’m really happy with every aspect of my Harmoney experience. Very fast approval initially, top-up offers along the way and now a reduced interest rate! I would recommend Harmoney to anyone. So much simpler than a bank loan! Thanks Harmoney!Two Years Ago by Sally
Customer Service was great, any queries were answered quickly and with expertise. Entire application was done online with ease, finalised without issues or hidden extra costs. Great rate for the loan.Two Months Ago by Shirl
Awesome self automated website for personal loans.. highly secure, best rates in industry and customer service is qualityTwo Weeks Ago by Berni T.
Very quick and easy application process. It was stress free. I can highly recommend Harmoney as a viable option. I needed a loan quickly to cover urgent overseas medical expenses. Approval was granted in less than 24hrs which gave the patient instant peace of mind.Four Weeks Ago by Brett
Last Week by Sharman
Two Weeks Ago by Tania L.
Yesterday by Simon W.
Last Week by James W.
I was impressed. I was hesitant at first but the process, support as well as loan terms exceeded my expetations.Last Week by Masa P.
Last Week by Anonymous Customer
Very satisfied with the loan and the way the team handled the process. Would not use anyone else other than Harmoney for my short term loans they are professional and there is not stupid amounts of paperwork to fill in and or to go through the process is simple. Harmoney is my choice for loans in a hurry or short term loans for car issues, that you weren't expecting, refurbishments, and debt consolidations.Two Years Ago by Michelle M.
We’re real people, and we’re here to help
Give us a call on 1300 042 766 and one of any of our 30+ specialists can help!