# Harmoney Car Loan — Australia

Finance your next car

Harmoney offers two ways to finance a car. A secured car loan 5.66%–20.79% p.a. (5.66%–21.71% p.a. comparison rate*) uses the vehicle as security for a lower rate, or an unsecured personal loan 5.76%–24.03% p.a. (5.76%–24.98% p.a. comparison rate*) keeps the title clear. Both have $0 early repayment fees and $0 monthly fees.

## Personal Loan (unsecured)

- Interest rate: 5.76% p.a. – 24.03% p.a. (fixed)
- Comparison rate: 5.76% – 24.98% p.a. (NCCP Regulation 100, $30,000 over 5 years)
- Loan amount: $2,000 – $100,000 (increments of $100)
- Terms: 3, 5 and 7 year
- Repayments: weekly, fortnightly and monthly
- Establishment fee: $275 (loans up to and including $4,999) or $575 (loans of $5,000 and over)
- No monthly fees, no early-repayment fee.

## Car Loan (secured)

- Interest rate: 5.66% p.a. – 20.79% p.a. (fixed)
- Comparison rate: 5.66% – 21.71% p.a. (NCCP Regulation 100, $30,000 over 5 years)
- Loan amount: $2,000 – $100,000 (increments of $100)
- Terms: 3, 5 and 7 year
- Repayments: weekly, fortnightly and monthly
- Establishment fee: $275 (loans up to and including $4,999) or $575 (loans of $5,000 and over)
- No monthly fees, no early-repayment fee.

### Important information

Harmoney Australia Pty Ltd (ACL 474726, AFSL 474726). Dispute resolution: Australian Financial Complaints Authority, membership 43816.

Comparison rate warning: the comparison rate applies only to the example given (NCCP Regulation 100). Different amounts and terms result in different comparison rates.

The rate offered depends on your individual credit assessment. Fees, charges, terms and conditions apply.