Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|Loan amount||$2,000 - $70,000|
|Interest rate||from 5.35% 1|
|Comparison rate||from 6.14% 2|
|Early repayment fee||$0|
|Loan terms||3, 5 or 7 years|
|Average turnaround||Less than 24 hours|
|Establishment fee||$275 - $575 3|
|Repayment frequency||Weekly, fortnightly, or monthly|
How customers rate us
What our customers say
I’m really happy with every aspect of my Harmoney experience. Very fast approval initially, top-up offers along the way and now a reduced interest rate! I would recommend Harmoney to anyone. So much simpler than a bank loan! Thanks Harmoney!Two Years Ago by Sally
Three Weeks Ago by JESSICA L.
Three Weeks Ago by Abu
This was quick, easy and thorough. I was contacted promptly for additional information. I am drawn to this company because I am able to pay off my loan early and without penalty. Thanks Harmoney.Three Weeks Ago by Natalie C.
Three Weeks Ago by Kieran C.
Two Weeks Ago by Robert R.
Last Week by Arthur P.
Dealing with Harmoney over the last few years has been a pleasure. Very fast, very easy and a great interest rate.Last Week by Norman B.
Very satisfied with the loan and the way the team handled the process. Would not use anyone else other than Harmoney for my short term loans they are professional and there is not stupid amounts of paperwork to fill in and or to go through the process is simple. Harmoney is my choice for loans in a hurry or short term loans for car issues, that you weren't expecting, refurbishments, and debt consolidations.Two Years Ago by Michelle M.
Greatly recommend 'Harmony' as the first choice for competitive Personal Loans! Easy to apply for Loans over the internet, with highly secure web interfaces for all your personal information and fast deliverance of Service Requested! Customer service is awesome, responsive and personalised to tailor to your specific needs! Harmony has the lowest industry loan rates and is highly flexible for the payment duration of your Loan! Keep up the good work Harmoney$$$$Two Months Ago by Bern K.
I am SO impressed and blessed that I selected Harmoney for the loan. The support administration and accessibility are exceptional along with that personable NZ element that shines through the phone-calls and emails. This recent proactive support to slightly reduce the interest rate is well appreciated. The only downside of Harmoney is the level of high current interest rate that would put me off borrowing again as I think I had a reasonable income report to provide a lower rate. Anyway I really appreciate rate great service; your staff are exceptional. MartinTwo Years Ago by Martin S.
We’re real people, and we’re here to help
Give us a call on 1300 042 766 and one of any of our 30+ specialists can help!