Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|Loan amount||$2,000 - $70,000|
|Interest rate||from 5.35% 1|
|Comparison rate||from 6.14% 2|
|Early repayment fee||$0|
|Loan terms||3, 5 or 7 years|
|Average turnaround||Less than 24 hours|
|Establishment fee||$275 - $575 3|
|Repayment frequency||Weekly, fortnightly, or monthly|
How customers rate us
What our customers say
Best customer service with good rates. Process was easy and quick, I would highly recommend this finance company. Their Interest rate is reasonable with low establishment fees. This is second time I've used their services and highly recommend them.Last Year by Fusun
Second time I've used Harmoney and I must say, I've found the whole process very painless, quick and easy. The interest rate are far lower than any credit card and you have the option to pay back early if possible. I would recommend Harmoney to others.Two Years Ago by Belinda T.
I got offered more money an lower interest rate than any bank. Fast to process application. Very satisfied with my loan.l would recommend any to use harmoney for any loans that you needTen Months Ago by Ray
Harmony have been amazing with assisting me. I would defiantly recommend them, no following up or chasing them. A very quick and simple process. Every interest rate is based of your own personal situation. Im very surprised at all the low reviews, I couldn't be happier with everything.Three Years Ago by CLP
Three Years Ago by Hwa
Smooth, safe, reliable and quick with the lowest interest rate and establishment fees with no payout fees. Excellent.Four Years Ago by Richard O.
The staff were very lovely when providing assistance. I did not experience any unexpected extra costs on the loan The interest rate is a lot lower than my bank. Very happy.Last Year by Dianne B.
Greatly recommend 'Harmony' as the first choice for competitive Personal Loans! Easy to apply for Loans over the internet, with highly secure web interfaces for all your personal information and fast deliverance of Service Requested! Customer service is awesome, responsive and personalised to tailor to your specific needs! Harmony has the lowest industry loan rates and is highly flexible for the payment duration of your Loan! Keep up the good work Harmoney$$$$Two Weeks Ago by Bern K.
Excellent & quick customer service changing me to a lower interest loan. Thanks for the swift response and making the process very easy. Looking forward to paying down my loan faster.Two Years Ago by RMT
I wanted to refinance my CBA loan because the interest rate was ridiculous and the monthly repayments were killing me. I entered an online application with Harmoney and less than an hour later I received an approval. Not only did I receive an approval, but the interest on the loan was 4% LESS than CBA! How amazing is that! The whole process was so easy and the people I dealt with so lovely! I can't recommend Harmoney highly enough. Definitely a winner!Last Year by JoAnna
Quick and easy to do business with. Thankyou! A very streamlined process and no BS!! Fair rates for unsecured loan ( 10% lower than my current loan ). Will definitely use you guys again!!Three Months Ago by David Y.
We’re real people, and we’re here to help
Give us a call on 1300 042 766 and one of any of our 30+ specialists can help!