Make the most of your holiday
Personalised rates from 6.99%¹
(comparison rate 7.79%)²
COVID-19: Help and information for our customers
Find out more on our Covid-19 updates page.
We know travel costs can add up
That's why we're here to help you plan ahead and make the most of your trip
Plan ahead to cover the big expenses. Be prepared for unexpected costs with no surprise credit card fees.
KEEP IT SIMPLE
With one easy-to-manage loan you can cover all your expenses and spending money.
Enjoy quality, stress-free time away. There's no need to put off creating those lifetime memories.
Simple, 100% online
Step 1. Get to know you
Tell us about your loan, then provide us with some details about yourself and your finances.
Step 2. Get your loan offer
We provide your detailed loan terms with your interest rate, borrowing limit and repayments.
Step 3. Get your money
Accept your loan terms and provide some final details. Most people get their money within 24 hours.
What we offer
$2K - $50K
3 or 5 years
$275 or $575
Early repayment fee
- All loans are unsecured
- Rates from 6.99% - 25.69% p.a.¹ (comparison rate 7.79% - 26.65% p.a.²)
- Your rate is fixed for the life of the loan
- You can repay weekly, fortnightly or monthly
- Establishment fee of $275 for loans under $5,000 ³
- Establishment fee of $575 for loans $5,000 and over ³
- No monthly account keeping fees
Get the loan that works for you
Spend more time living and less time figuring out how to pay for the things you need
Interest rates are based on your individual credit assessment, not one-size-fits-all.
GET YOUR MONEY FAST
Most people receive their money within 24 hours of accepting their loan terms.
100% ONLINE – 24/7
No queues and no need for any awkward face-to-face meetings.
Get started with Harmoney today
Thousands of clever Aussies are switching to Harmoney to achieve their dreams.
We're real people and we're here if you need us
If you need help, just give us a call on 1300 042 766 or jump on to live chat and one of our more than 30 specialists will be there to lend a hand.
Terms and conditions
1. Subject to approval and funding. Harmoney’s interest rates range from
2. Comparison rate of
3. Establishment fee of