Fast-track a healthier you
Personalised rates from 6.99%¹
(comparison rate 7.69%)²
We know medical expenses can add up
That's why we're here to help you tackle your health and happiness
You could have your funds within a couple of days without the need for any awkward face-to-face meetings.
Surgical bills, specialist fees, plastic surgery, Lasik eye surgery, IVF – a loan can could help cover costs for any procedure.
NO HIDDEN COSTS
Pay just one up-front Establishment Fee and rest easy knowing exactly what your repayments will be.
Simple, 100% online
Step 1. Get to know you
Tell us about your loan, then provide us some details about yourself and your finances.
Step 2. Get your loan terms
We provide your detailed loan terms with your interest rate, borrowing limit and repayments.
Step 3. Get your money
Accept your loan terms and provide some final details. Most loans listed in the marketplace are fully-funded within 24 hours.
What we offer
$2K - $70K
3 or 5 years
$200 or $500
Early repayment fee
- All loans are unsecured
- Rates from 6.99% - 28.69% p.a.¹ (comparison rate 7.69% - 29.55% p.a.²)
- Your rate is fixed for the life of the loan
- You can repay weekly, fortnightly or monthly
- Establishment fee of $200 for loans under $5,000 ³
- Establishment fee of $500 for loans $5,000 and over ³
- No monthly account keeping fees
Get the loan that works for you
Spend more time living and less time figuring out how to pay for the things you need
Interest rates are based on your individual credit assessment, not one-size-fits-all.
GET YOUR MONEY FAST
Most loans listed in the marketplace are fully funded within 24 hours.
100% ONLINE – 24/7
No queues and no need for any awkward face-to-face meetings.
Get started with Harmoney today
Thousands of clever Aussies are switching to Harmoney to achieve their dreams.
We're real people and we're here if you need us
If you need help, just give us a call on 1300 042 766 or jump on to live chat and one of our more than 30 specialists will be there to lend a hand.
Terms and conditions
1. Subject to approval and funding. Harmoney’s interest rates range from 6.99% p.a. to 28.69% p.a. (Comparison Rate 7.69% p.a. to 29.55% p.a.) and are offered based on the individual borrower’s credit assessment according to Harmoney’s credit scorecard. In order to be approved and list your loan you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.
2. Comparison rate of 7.69% p.a. to 29.55% p.a. is based on an unsecured personal loan of $30,000 over 5 years. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs, fees, government charges like stamp duty, and cost savings are not included in the comparison rate but may influence the cost of the loan.
3. Establishment fee of $200 for loans up to $5,000 and $500 for loans $5,000 and over. Fixed rates range from 6.99% p.a. (Comparison Rate 7.69% p.a.) to 28.69% p.a. (Comparison Rate 29.55% p.a.) on 36 to 60 month terms, with no early repayment penalties.