Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|Interest rate||from 5.35% 1|
|Comparison rate||from 6.14% 2|
|Early repayment fee||$0|
|Loan terms||3, 5 or 7 years|
|Average turnaround||Less than 24 hours|
|Establishment fee||$575 3|
|Repayment frequency||Weekly, fortnightly, or monthly|
How customers rate us
What our customers say
This was quick, easy and thorough. I was contacted promptly for additional information. I am drawn to this company because I am able to pay off my loan early and without penalty. Thanks Harmoney.Three Weeks Ago by Natalie C.
This is the first time I experienced a quick secured online loan application processing. This is by far an excellent service in assessing my application, i highly recommend Harmoney to so many people that requires a brand new start and gain back financial control after the pandemic. Thank you so much to all who have helped me end to end. I could say that they are far more better than any bank I transact with in the past two decades.Last Month by Claville J.
I was impressed. I was hesitant at first but the process, support as well as loan terms exceeded my expetations.Two Months Ago by Masa P.
Three Weeks Ago by Kieran C.
Three Weeks Ago by JESSICA L.
Three Weeks Ago by Abu
Two Weeks Ago by Robert R.
Very satisfied with the loan and the way the team handled the process. Would not use anyone else other than Harmoney for my short term loans they are professional and there is not stupid amounts of paperwork to fill in and or to go through the process is simple. Harmoney is my choice for loans in a hurry or short term loans for car issues, that you weren't expecting, refurbishments, and debt consolidations.Two Years Ago by Michelle M.
So far the process for the loan has been fairly simple with less than an hour spent so far filling in documentation online. Hopefully it will be the same experience as I progress to the next stage to get the loan. All good so far!!! Following the completion of the documentation, which involved in putting my personal details, Medibank details, Driving License and uploading a copy of my bank statement and specifying the amount I would like to borrow, I received confirmation the next morning that the loan had been approved. Three days later the funds had been received. It was that quick and that simple. The rate I got was also very reasonable. I honestly can not fault this service. It was quick, painless and easy. I was informed all the way and their online account is really easy to navigate and use. I will be using them again and I will be recommending them in the future. Really please customerFive Years Ago by Mark
Thank you for the non-judgemental and easy application of this loan process. I am very appreciative of this opportunity to consolidate my personal loan and credit card debts into the one repayment so that I can at times pay off more and pay the loan off early. Thank you Harmoney. I am so very grateful.Two Years Ago by Maria P.
Good quick service, sorted out issue I had with computer application straight away after I phoned. Loan was organised quickly so I was able to get myself and my family into a better financial position within days - I was able to pay for my final exam for work and pay out an existing loan, and with this new loan my monthly repayments are now less than they were. Thanks heaps!Five Years Ago by Dean
We’re real people, and we’re here to help
Give us a call on 1300 042 766 and one of any of our 30+ specialists can help!