Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|Loan amount||$2,000 - $70,000|
|Interest rate||from 5.35% 1|
|Comparison rate||from 6.14% 2|
|Early repayment fee||$0|
|Loan terms||3, 5 or 7 years|
|Average turnaround||Less than 24 hours|
|Establishment fee||$275 - $575 3|
|Repayment frequency||Weekly, fortnightly, or monthly|
How customers rate us
What our customers say
The process and loan terms have been straightforward and easy. It took a couple of days for my loan to be funded but the Harmoney staff were easy to contact during this stage to reassure me that the loan would be funded. I'm grateful that lenders like this exist for people who need funds for things that traditional lenders would say no to. Thanks Harmoney!Four Years Ago by Linde A.
Very satisfied with the loan and the way the team handled the process. Would not use anyone else other than Harmoney for my short term loans they are professional and there is not stupid amounts of paperwork to fill in and or to go through the process is simple. Harmoney is my choice for loans in a hurry or short term loans for car issues, that you weren't expecting, refurbishments, and debt consolidations.Two Years Ago by Michelle M.
So far the process for the loan has been fairly simple with less than an hour spent so far filling in documentation online. Hopefully it will be the same experience as I progress to the next stage to get the loan. All good so far!!! Following the completion of the documentation, which involved in putting my personal details, Medibank details, Driving License and uploading a copy of my bank statement and specifying the amount I would like to borrow, I received confirmation the next morning that the loan had been approved. Three days later the funds had been received. It was that quick and that simple. The rate I got was also very reasonable. I honestly can not fault this service. It was quick, painless and easy. I was informed all the way and their online account is really easy to navigate and use. I will be using them again and I will be recommending them in the future. Really please customerFive Years Ago by Mark
Good quick service, sorted out issue I had with computer application straight away after I phoned. Loan was organised quickly so I was able to get myself and my family into a better financial position within days - I was able to pay for my final exam for work and pay out an existing loan, and with this new loan my monthly repayments are now less than they were. Thanks heaps!Five Years Ago by Dean
Thank you for the non-judgemental and easy application of this loan process. I am very appreciative of this opportunity to consolidate my personal loan and credit card debts into the one repayment so that I can at times pay off more and pay the loan off early. Thank you Harmoney. I am so very grateful.Two Years Ago by Maria P.
Greatly recommend 'Harmony' as the first choice for competitive Personal Loans! Easy to apply for Loans over the internet, with highly secure web interfaces for all your personal information and fast deliverance of Service Requested! Customer service is awesome, responsive and personalised to tailor to your specific needs! Harmony has the lowest industry loan rates and is highly flexible for the payment duration of your Loan! Keep up the good work Harmoney$$$$Two Months Ago by Bern K.
So far the experience has been a positive one. Harmoney's service was very fast and efficient. Had notice of the loan being fully funded this morning and the money was in my account tonight. Amazing service. Couldn't be happier right now.Four Years Ago by Noela H.
Three Years Ago by Ashok D.
I'm so thankful to your company, this loan will help.me a lot in my financial status right now. I'm looking forward for the greatness of your company.. Thank you very much for accepting my loan..Three Months Ago by Francis E.
Great online experience. Helps by connecting to bank accounts. Really fast approval. Rate was higher than expected. Great that I can pay down loan early without exit fees. Quick turnaround of money being transferredTwo Years Ago by Gavin K.
Very easy application process. Good communication kept informed of where the application was. Loan was through in less than 24 hours. No hidden costs or charges. Would recommend to anyone after a no stress loan.Last Year by Steve H.
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