See the country in comfort
Personalised rates from
We know buying a motorhome is expensive
That's why we're here to help you find the one that's right for you, so you can travel the country like never before.
A loan to buy a motorhome now could help you finance years of affordable family holidays or find freedom in retirement.
APPLY ANY TIME, ANYWHERE
You could have your funds within a couple of days without the need for any awkward face-to-face meetings.
Our loans are unsecured so there's no need to put your new motorhome, or any other asset, on the line.
What our customers say
Thank for your help Ron. Vic, Australia
I have dealt with Mia throughout- she is so patient courteous and professional. Thank you Mia for your guidance you were amazing Qld, Australia
Will always use you when in need. Qld, Australia
I Really needed the loan to finish my home
very reliable excellent customer service
i do recommend NSW, Australia
The approval rate was extremely quick.easy online application. no having to make appointments and wait at the bank.
Much better than the major banks.will not use a bank again.Give Harmoney your business.
Will use again.
Thank you. NSW, Australia
Easy hassle free no stress.
Team were very pleasant to deal with.
I would definitely use Harmoney again. NSW, Australia
The approval took less then 24 hours notice.
All emails were responded in quick time.
Would recommend Harmony to anyone. , Australia
Quick and painless. Love the fact that I was notified of status of each step of the process.
Thank you Harmoney.
Great communication and service. WA, Australia
Thank you Harmony , Australia
Following the completion of the documentation, which involved in putting my personal details, Medibank details, Driving License and uploading a copy of my bank statement and specifying the amount I would like to borrow, I received confirmation the next morning that the loan had been approved.
Three days later the funds had been received. It was that quick and that simple.
The rate I got was also very reasonable.
I honestly can not fault this service. It was quick, painless and easy. I was informed all the way and their online account is really easy to navigate and use. I will be using them again and I will be recommending them in the future.
Really please customer Vic, Australia
Simple, 100% online
1. Get to know you
Tell us about your loan, then provide us with some details about yourself and your finances.
2. Get your loan offer
We provide your detailed loan terms with your interest rate, borrowing limit and repayments.
3. Get your money
Accept your loan terms and provide some final details. Most people get their money within 24 hours.
What we offer
$2K - $50K
3 or 5 years
$275 or $575
Early repayment fee
- All loans are unsecured
- Rates from
6.99%- 25.69% p.a.¹ (comparison rate 7.79%- 26.65% p.a.²)
- Your rate is fixed for the life of the loan
- You can repay weekly, fortnightly or monthly
- Establishment fee of
$275for loans under $5,000³
- Establishment fee of
$575for loans $5,000and over ³
- No monthly account keeping fees
Get the motorhome loan that's right for you
And start planning the first epic holiday in your new "home"
Our application is 100% online, so like bank branches, paperwork is a thing of the past.
We offer an interest rate based on your financial circumstances. The better your credit history, the lower your interest rate¹
GET YOUR MONEY FAST
Most loans are deposited within 24 hours of you accepting your loan terms¹
Quick motorhome loan estimate
Use our personal loan calculator to get a quick estimate of repayments and interest rate.
What type of vehicle can a car loan be used for?
You can apply for a loan to purchase any type of vehicle, including a motorhome, off-road vehicle, motorcycle or electric bike, as long as the purchase itself is legal.
Do I need to have a deposit before I apply?
No, you can apply to borrow the full amount you need to purchase the vehicle, as well as any related costs such as on-road costs or insurance, if you wish.
We recommend that you only borrow what you need, as if you’ve managed to save some money toward the cost of purchasing a car or vehicle, this could mean you need to borrow less. And the less you borrow, the sooner you can pay off the loan and the less interest you’ll need to pay.
Will I need to put up my property or vehicle as security?
No. All Harmoney loans – including our home improvement loans – are unsecured, so you won’t need to put up collateral for your loan.
Can I use the loan to buy a car or vehicle privately?
Yes. You can use your personal loan to purchase a car or just about any type of vehicle privately, be that at a car fair, online car dealer, auction site or even a build-your-own kit set car. How you achieve your goal of acquiring the vehicle is up to you, so as long as it’s legal.
Can anyone apply for a car or vehicle loan?
In Australia - to apply for a Harmoney loan you need to:
- Be 18 years or older
- Be an Australian citizen, Permanent Resident or New Zealand citizen
- Be full-time or permanent part-time employed
- Have photo ID documents such as an Australian driver’s licence or passport available
- Not have any defaults, judgements or bankruptcies on your credit file
- Require a minimum $2,000 loan
In New Zealand - to apply for a Harmoney loan you need to:
- Be 18 years or older
- Be a New Zealand citizen or Permanent Resident
- Be earning a stable income
The process of applying for a car loan with Harmoney is the same as for most other types of loans and can be completed 100% online.
Can I include on-road costs and insurance in my car loan application?
Yes, you can include all costs related to purchasing your new (or used) vehicle.
Apply for your motorhome loan today and get ready to hit the road.
Types of personal loans
With a car or vehicle loan sorted, you can have cash-buyer confidence to negotiate a deal on your next car or vehicle purchase.
An education loan can help take the worry out of finances so students can focus on their studies.
Need a break? A holiday loan you can cover car rental, flights, accommodation, and more, so all you have to do is enjoy yourself.
Simplify debt by rolling multiple debts into one debt. One debt is easier to manage, and you may end up with a lower overall interest rate.
A medical expenses loan can cover medical procedures and related costs so you can focus on being healthy, happy and well.
Take you business to the next level with a Harmoney business loan.
Need more space? Could the house use a fresh lick of paint? Time to get the landscaping done?
Have the wedding day you always imagined with the help of a wedding loan.
We're real people and here if you need us
Terms and conditions
1. Subject to approval and funding. Harmoney’s interest rates range from
2. Comparison rate of
3. Establishment fee of