MOTORHOME loans

A secured loan can be taken only for a car or motorcycle. An unsecured loan can be taken to purchase any type of vehicle, a car, motorcycle, motorhome, off-road vehicle, or electric bike, as long as the purchase itself is legal.

No, you can apply to borrow the full amount you need to purchase the vehicle, as well as any related costs such as on-road costs or insurance, if you wish.

Consider only borrowing what you need, as if you’ve managed to save some money toward the cost of purchasing a vehicle, this could mean you need to borrow less. And the less you borrow, the sooner you can pay off the loan and the less interest you’ll need to pay.

No. All Harmoney loans – including our home improvement loans – are unsecured, so you won’t need to put up collateral for your loan.

Yes. You can use your personal loan to purchase a car or just about any type of vehicle privately, be that at a car fair, online car dealer or auction site. How you achieve your goal of acquiring the vehicle is up to you, so as long as it’s legal.

In Australia - to apply for a Harmoney loan:

• You must be 18 years or older

• You must be an Australian citizen, Permanent Resident or New Zealand citizen

• You must have full-time or permanent part-time employment.

• You need to have photo identification documents such as your valid Australian passport or valid Australian driver’s licence hand

• Your credit file must not have any active defaults, judgments or bankruptcies recorded

• You need to borrow at least $2,000 with your loan

In New Zealand - to apply for a Harmoney loan:

• You must be 18 years or older

• You must be a New Zealand citizen or Permanent Resident

• You must have full-time or permanent part-time employment.

• You need to have photo identification documents such as your valid New Zealand passport or valid New Zealand driver’s licence handy

• Your credit file must not have any active defaults, judgments or bankruptcies recorded

• You need to borrow at least $2,000 with your loan
  
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Yes, you can include all costs related to purchasing your new (or used) vehicle. Remember the more you borrow the more you pay.