Find your best car loan interest rates

Drive your dreams with Harmoney car loans!

Name: Car Loan Finance | Harmoney (ASX:HMY)
Brand: Harmoney
Rating: 4.8 (20698 reviews)

Unsecured car loan interest rates from 5.76% (comparison rate 5.76%).

Our team is committed to finding you the best rate possible based on your credit history to help you find the best car loan for your budget and needs.

Apply now and be one step closer to driving away!

Fast quote in 92 seconds. Your rate is guaranteed for 60 days

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Benefits of a loan from Harmoney

We're here to help - from the big things to the little things. To help you make a start, or start over.

Types of personal loans
Loan amount	$2,000 - $100,000
Unsecured interest rate	from 5.76% ³
Unsecured comparison rate	from 5.76% ³
Early repayment fee	$0
Loan terms	3, 5 or 7 years ¹
Rate type	Fixed
Average turnaround	Less than 24 hours
Establishment fee	$0 ⁴
Repayment frequency	Weekly, fortnightly, or monthly

More about our rates and fees

How customers rate us

4.8 out of 5 stars - based on 20,698 reviews

What our customers say

I think the BEST Loan company...really quick and professional response...and (most important!) after approved...next day Loan! No other crap like other company do....!!! Really recommended! Yesterday by Vitali

Quick and easy Last Sunday by Lucas Hatton

Fantastic service great interest rate. Money transferred within 1/2 hour of approval. Last Week by teresa woollatt

Have a very great experience with Harmoney, quick process and easy applications. Thank you so much. You guys saved my life. Last Week by Natt Ruckiat

Thank you this is the easiest and cheapest loan application around. I love the easy way in the app to apply for loan 2 weeks ago by Diana Warren

Fuss free loan application and fantastic customer service when expert advice required to finalise successful processing of my loan. 2 weeks ago by Simon Hearnden-Hunter

So simple and easy. All online application process and quick decision making. Money transferred into the accounts within 1 business day! Absolutely recommend. 2 weeks ago by Nicole W

Easy to deal with with fair rate of interest 2 weeks ago by Wayne Andrews

Omg, I haven't taken out a loan in years, and this was the easiest process I've ever had! Fast, easy, and the money was in my account almost as soon as it was approved, on a Saturday!! I've shopped around very carefully before deciding on Harmoney, glad I did and chose you! Amazing process! Thank you!!! 2 weeks ago by Anna Jaworski

They are fantastic! Quick and easy process. Will definitely start using them from now on when I need it. 2 weeks ago by Joe Herber

Harmoney have help me so much. They are very professional easy to work with. Applying online was so quick and easy. I highly recommend. 2 months ago by Cazz Hughes

Second time having a personal loan with Harmoney, I'm super satisfied with their quick process and the outcome I've received. I've payout my previous personal loan early and they refunded me back some interest that I didn't know about it. Their income calculation system is really good, no paperwork, all digital! Thank you Harmoney, I'll definitely recommend them to anyone who wants to get a personal loan. 9 months ago by Nelson Nguyen

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