What is Harmoney?
Harmoney provides a simple way to get a personal loan, online. We operate a 100% online automated personal loan lending platform. If you need help along the way, we have a customer support team just a phone call away.
Applying for a Car Loan
When you apply for a car loan with Harmoney, we will need to verify your ID and your finances. We’ll let you know whether your application is approved, and if so, you’ll be provided with a loan offer. This is where you’ll get to confirm the amount you want to borrow, and select the term of your loan.
Once you’ve reviewed your loan offer, we’ll ask you to share your story – tell us why purchasing this car is so important to you, and why you’re a good investment. Does it mean you can get to work on time? Pick your kids up from school?
Whatever your reason, applying for a personal loan through Harmoney is obligation-free. Our loans are also unsecured, so you don’t have to put your house or car on the line to get the car finance you need.
Why Choose Harmoney Personal Loan for Your Next Vehicle Purchase?
Deciding to purchase a new car, second hand or otherwise, is always going to be a big decision. It’s important to choose a vehicle that’s suited to you and your family’s needs, and that its upfront cost and ongoing maintenance are things your finances can keep up with.
A newer car usually has a higher upfront cost, but fewer ongoing costs, while an older car can be the opposite. In the long run, a cheaper car may cost you more, so it’s important to research the models you’re looking at and do the math.
Once you’ve got all that figured out, calculating the size of your car loan may be a bit easier.