Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|Interest rate||from 5.35% 1|
|Comparison rate||from 6.14% 2|
|Early repayment fee||$0|
|Loan terms||3, 5 or 7 years|
|Average turnaround||Less than 24 hours|
|Establishment fee||$575 3|
|Repayment frequency||Weekly, fortnightly, or monthly|
How customers rate us
What our customers say
Three Weeks Ago by John C.
Last Week by Richard
So far all has been great. Very quick responses. Professional srvice and very quick processing times. Service fee is a bit on the high side as is the interest rate. This is however to be expected for an unsecured loan, so overall I am very satisfied with Harmoney.Two Weeks Ago by Iain W.
Four Weeks Ago by Samantha R.
Last Week by Hayley B.
Greatly recommend 'Harmony' as the first choice for competitive Personal Loans! Easy to apply for Loans over the internet, with highly secure web interfaces for all your personal information and fast deliverance of Service Requested! Customer service is awesome, responsive and personalised to tailor to your specific needs! Harmony has the lowest industry loan rates and is highly flexible for the payment duration of your Loan! Keep up the good work Harmoney$$$$Four Months Ago by Bern K.
So far the process for the loan has been fairly simple with less than an hour spent so far filling in documentation online. Hopefully it will be the same experience as I progress to the next stage to get the loan. All good so far!!! Following the completion of the documentation, which involved in putting my personal details, Medibank details, Driving License and uploading a copy of my bank statement and specifying the amount I would like to borrow, I received confirmation the next morning that the loan had been approved. Three days later the funds had been received. It was that quick and that simple. The rate I got was also very reasonable. I honestly can not fault this service. It was quick, painless and easy. I was informed all the way and their online account is really easy to navigate and use. I will be using them again and I will be recommending them in the future. Really please customerFive Years Ago by Mark
Very satisfied with the loan and the way the team handled the process. Would not use anyone else other than Harmoney for my short term loans they are professional and there is not stupid amounts of paperwork to fill in and or to go through the process is simple. Harmoney is my choice for loans in a hurry or short term loans for car issues, that you weren't expecting, refurbishments, and debt consolidations.Two Years Ago by Michelle M.
Thank you for the non-judgemental and easy application of this loan process. I am very appreciative of this opportunity to consolidate my personal loan and credit card debts into the one repayment so that I can at times pay off more and pay the loan off early. Thank you Harmoney. I am so very grateful.Two Years Ago by Maria P.
It was great that my maximum approved loan amount was in my dashboard as I decided to increase my loan amount before signing the contract. It was so easy to do! Thank youTwo Months Ago by Suzannah M.
Good quick service, sorted out issue I had with computer application straight away after I phoned. Loan was organised quickly so I was able to get myself and my family into a better financial position within days - I was able to pay for my final exam for work and pay out an existing loan, and with this new loan my monthly repayments are now less than they were. Thanks heaps!Five Years Ago by Dean
We’re real people, and we’re here to help
Give us a call on 1300 042 766 and one of any of our 30+ specialists can help!