Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|Loan amount||$2,000 - $70,000|
|Interest rate||from 5.35% 1|
|Comparison rate||from 6.14% 2|
|Early repayment fee||$0|
|Loan terms||3, 5 or 7 years|
|Average turnaround||Less than 24 hours|
|Establishment fee||$275 - $575 3|
|Repayment frequency||Weekly, fortnightly, or monthly|
How customers rate us
What our customers say
Greatly recommend 'Harmony' as the first choice for competitive Personal Loans! Easy to apply for Loans over the internet, with highly secure web interfaces for all your personal information and fast deliverance of Service Requested! Customer service is awesome, responsive and personalised to tailor to your specific needs! Harmony has the lowest industry loan rates and is highly flexible for the payment duration of your Loan! Keep up the good work Harmoney$$$$Four Months Ago by Bern K.
So far the process for the loan has been fairly simple with less than an hour spent so far filling in documentation online. Hopefully it will be the same experience as I progress to the next stage to get the loan. All good so far!!! Following the completion of the documentation, which involved in putting my personal details, Medibank details, Driving License and uploading a copy of my bank statement and specifying the amount I would like to borrow, I received confirmation the next morning that the loan had been approved. Three days later the funds had been received. It was that quick and that simple. The rate I got was also very reasonable. I honestly can not fault this service. It was quick, painless and easy. I was informed all the way and their online account is really easy to navigate and use. I will be using them again and I will be recommending them in the future. Really please customerFive Years Ago by Mark
Thank you for the non-judgemental and easy application of this loan process. I am very appreciative of this opportunity to consolidate my personal loan and credit card debts into the one repayment so that I can at times pay off more and pay the loan off early. Thank you Harmoney. I am so very grateful.Two Years Ago by Maria P.
I needed a personal loan on very short notice. I tried my bank and the process was going to take way too long. That's when I found Harmoney and the process was fast and simple. Staff were extremely helpful and fast. I had my loan approved and in my bank account faster than I expected and was very pleased with the customer service that they gave along the way. Highly recommend!Two Months Ago by EMIL
This was the most easiest and fastest personal loan I have applied for. Applied through phone got approved instantly. Will highly recommend to family and friends and will use Harmony again for any future loans needed.Last Year by N
Really great experience so far. The application process was very straight forward and once approved, logging in to the web portal was super easy. The terms of the loan and the questions you'd normally have about a loan are all immediately available to you (this is also provided prior to accepting the loan terms).Two Months Ago by Renee E.
This was a great experience to apply for a personal loan. It was also very simple and accurate. I am pleased to have the access to me accounts to show debt and wages. Great service. Thankyou Harmoney.Ten Months Ago by Nicandro R.
Easy online application process, funds were made available the next day. Competitive interest rates. Excellent customer service. Highly recommend if you're looking for straight forward personal loan.Last Year by Glenn C.
Very easy application process. Good communication kept informed of where the application was. Loan was through in less than 24 hours. No hidden costs or charges. Would recommend to anyone after a no stress loan.Last Year by Steve H.
It was great that my maximum approved loan amount was in my dashboard as I decided to increase my loan amount before signing the contract. It was so easy to do! Thank youTwo Months Ago by Suzannah M.
Quick and Easy! Love it! To apply it's very simple and easy unlike other Loan Lenders which take forever to finish and getting approved! Thanks Harmoney! Definitely would do another loan with them again. I would recommended applying here!Three Years Ago by Tasi A.
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