1024x520 HomeReno F 1x

Welcome back

Complete your loan. Then start almost anything.

Most borrowers get their money within 24 hours of accepting their loan terms.
Our latest awards
MostInnovativeCompanies Logo RGB Primary v2
Finder Award Highly Commended RGB
Best Excellent Credit Personal Loan 8
Frame 149137

Make it happen today

Whether you're looking to consolidate your debts, upgrade the kitchen, or something entirely different, Harmoney could help you make it happen.

Complete your application today and you could be making it happen sooner than you think! Most borrowers get their money within 24 hours of accepting their loan terms.

What our customers say

5.0 Excellent and quick response!!! australia
5.0 Great australia
5.0 Simply process friendly staff australia
5.0 Always quick and easy-thanks for the top up notification because I needed it for my new house for the fencing and some landscaping! australia
5.0 Great. And friendly customer service on the phone australia
5.0 You have always been great to deal with.
Thankyou australia
5.0 Very efficient australia
4.0 I was expecting a bit more australia
5.0 Hassle free australia
5.0 very helpful australia
5.0 Its great. Reasonable fees and 7 year loans are all good australia
5.0 Always appreciate your time and effort in helping me australia
5.0 Very helpful australia
4.0 Was happier once I was called by a customer service agent today. Feedback on changes needed to application process to allow for more options to applicants, otherwise it's lying to Harmoney in the application process. australia
5.0 Extremely helpful. Sereana was very patient and understanding! australia
4.8/5

4.8 overall rating

What we offer

$2K - $100K
Loan limits
3, 5 or 7 years
Loan terms
$275-$575
Establishment fee
$0
Early repayment fee
  • You can get a 3, 5 or 7 year loan term¹
  • Fixed rates from 5.76%² (comparison rate 6.55%³)
  • Your rate is fixed for the life of the loan
  • $0 monthly account keeping or early repayment term
  • You can repay weekly, fortnightly or monthly

Find out more about our rates and fees

We're real people and here if you need us

If you need help, just give us a call on 1300 042 766 or jump on to online chat and one of our more than 30 specialists will be there to lend a hand.
Customer service m wide min v3