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Welcome back

Complete your loan. Then start almost anything.

Most borrowers get their money within 24 hours of accepting their loan terms.



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Make it happen today

Whether you're looking to consolidate your debts, upgrade the kitchen, or something entirely different, Harmoney could help you make it happen.

Complete your application today and you could be making it happen sooner than you think! Most borrowers get their money within 24 hours of accepting their loan terms.

What our customers say

5.0 Very easy process. Excellent in many ways! Will recommend! australia
5.0 Seemless australia
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5.0 Fantastic, quick service, easy to make an application, with easy repayment terms australia
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5.0 great! australia
4.0 Helpful, quick and easy application process. australia
5.0 Very quick and efficient. Happy with the experience australia
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5.0 very easy process and quick australia
5.0 Never had a issue. australia

What we offer

$2K - $70K

Loan limits
3, 5 or 7 years

Loan terms
$275 or $575

Establishment fee
$0

Early repayment fee
  • You can get a 3, 5 or 7 year loan term¹
  • Secured fixed rates from 5.66%* to 20.07% (comparison rate 6.45%)
  • Unsecured fixed rates from 5.76%² to 24.03% (comparison rate 6.55%³)
  • Your rate is fixed for the life of the loan
  • Establishment fee of $275 for loans under $5,000 ⁴
  • Establishment fee of $575 for loans $5,000and over ⁴
  • No monthly account keeping or early repayment fees
  • You can repay weekly, fortnightly or monthly

Find out more about our rates and fees

*If you take out a secured loan and don’t meet the security conditions within 60 days of the loan advance, the loan will revert to unsecured and the interest rate will change to a higher unsecured interest rate.


We're real people and here if you need us

If you need help, just give us a call on 1300 042 766 or jump on to online chat and one of our more than 30 specialists will be there to lend a hand.

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