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Loan Personal Loan Australia $4000 5 year term

$4,000 PERSONAL LOAN OVER 5 YEARS

How to get a $4,000 personal loan over 5 years

Apply now to find out what are the repayments on a $4,000 personal loan over 5 years?

Our latest awards
rate city 2021
finder award 2019 v2
rate city 2020 v2
finder award 2019
mozo award 2018
mozo award 2017

Apply now and find out what the repayments are on a $4,000 personal loan over 5 years.

What we offer

Find out how much it will cost to borrow $4,000 over five (5) years. Our unsecured personal loan gives you the chance of getting a great rate based on your credit situation. Whether you are looking for a loan for debt consolidation, fund your business or a car, we can help.
Our flexible payments plans provide you with the choice of a term that can suit your needs.Our unsecured personal loan gives you a great chance of getting the best rate for your 5 year loan based on your credit history.

$2K — $70K

Loan limits
3 or 5 years

Loan terms
$275 or $575

Establishment fee
$0

Early repayment fee
  • All loans are unsecured
  • Rates from 5.35%¹ (comparison rate 6.14%²)
  • Your rate is fixed for the life of the loan
  • Establishment fee of $275 for loans under $5,000 ³
  • Establishment fee of $575 for loans $5,000 and over ³
  • No monthly account keeping or early repayment fees
  • You can repay weekly, fortnightly or monthly

What our customers say

5.0 I am very grateful to you for approving my loan as my own bank would not give me anything, cheers. australia
5.0 This experience has been a pleasure. The rate is a little high but for unsecured loan it’s reasonable. I’m so pleased with this experience and quick response australia
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5.0 The Loan process australia
5.0 Fantastic, website portal was user friendly and was a added bonus that harmony could access my bank statements and work out my expenses.
Not stressful at all.
Thankyou.
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5.0 Harmoney got information of my assets, liabilities, my historical financial stability in addition to taking into consideration a short term financial situation. In comparison to other lenders that take a quick financial snap shot which isn’t an accurate reflection of long term financial behaviours. australia
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5.0 Hassle free consolidation loan. Thanks to the Harmoney team. australia
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5.0 Loans based on customer repayment history as opposed to the big banks that seem to overcomplicate everything. Extremely competitive rate! australia
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5.0 Very good never have any problems with harmony they are great.. WA, Australia
5.0 Harmoney went above and beyond to ensure my loan was approved australia
5.0 Great service and very friendly people when you ring for advice.
Would recommend Harmoney to friends.
Thank you
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5.0 Application of loan was quick and easy australia
5.0 Easy process and quick results. Thank you Harmony Team. australia
5.0 Harmony makes this process so simple
Could not be happier
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5.0 Fast and efficient and no drama from start to finish. Appreciate you helping me getting my finances in order ready to start 2022 with one simple repayment. Thanks. australia
5.0 Harmoney loan process from start to finish was seamless and clear. Very quick, online app is easy to manage. australia
5.0 I tried to do this with my own bank. Seriously useless…. And it’s paying off their overdraft. You make it easy as. My second loan with you and I couldn’t be happier with how it works. Well done on a great system. australia
5.0 There were a few delays with the system problems but I’m more than happy to stick with Harmoney australia
5.0 Fantastic service! Harmoney has never let us down and so quick and easy to deal with. australia
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5.0 No stress and one of the best in class service I have used so far. This is my second loan of 50grant. Both loan applications done online and approved in minutes. Who can do better than Harmony - I need to convinced is there is anyone else! Well done guys - yove won a lifetime customer! Thanks alot. australia
5.0 It.was easy to apply and get the loan approved. It was hassle free.team is helpful. I appreciate and i recommend people going through hardship and need money Asap australia
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5.0 I found the ease of consolidation through gaining my credit score and interest rate in relation to that score an insightful and stress free experience with harmony , I feel they have helped myself into a posityof financial security. australia
5.0 Harmoney has helped me where others wouldnt because I have no credit history. I would highly recommend Harmoney to anyone. australia
5.0 Harmoney was very easy to deal with the the application process very straight forward australia
5.0 Applied for a loan to consolidate got approved very quickly . Good service australia
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5.0 Harmoney is the best product for all loan types. Seamless, fficient, fast service. Your service is way better, if not the best among others. The customer service is just amazing. I thought I would never find a perfect institution like yours but I just did! Thank you so much. All the best to you all! australia
5.0 Everything is so quick and easy with Harmoney ! The comms are great too. Staff are knowledgeable and lovely to speak too as well. australia
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5.0 I just love Harmoney. Never a hassle. Friendly staff. Super helpful. Thank you for being amazing in every area. australia
5.0 Brilliant service from the team at Harmoney. The whole process from start to finish was stress free. Definitely will be recommending their services to family and friends. I look forward to engaging with them in the future.. australia
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5.0 It has been a pleasure to deal with Harmoney have they make it very easy and stress free to obtain the loan I am looking for
Thanks heaps Harmoney and I look forward to being with you for years to come
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5.0 As long as the money is received in my account, as I have only done the approval, I am more than happy with Harmoney australia
5.0 Harmoney is the best and easiest way to get a small loan when you need it. Thank you australia
5.0 It's was the easiest and fastest loan I've ever had, truly this is the future and the future is now :) australia
5.0 Very quick and easy process to get a loan. Thank you australia
5.0 First of all, Thankyou so much for helping me out with the personal loan australia
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5.0 Harmoney, my heartfelt thanks for approving my top-up loan to help consolidate my debts. My financial hardship throughout the pandemic will become a little easier due to your compassionate response to my application. I will definitely recommend your services to family & friends if the situation arises. australia
5.0 Never has it been easier for me to get a loan until I came across these guys would recommend to other people australia
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5.0 Excellent communication and fast process . Thanks Harmony australia
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5.0 Can not fault harmoney perfect customer service and experience australia
5.0 Make it so easy and always make life easy for me. I love you making my loan payments easier australia
5.0 I have found Harmoney easy to deal with and I am very happy with the service australia
5.0 Great Service, very help staff , highly recommend Harmony for any business owner. australia
5.0 it was just so easy and fast. i applaud you at Harmony for making this experience so easy and painless australia
5.0 no this is the second time we have used harmony and we are always very happy with the service. australia
5.0 Absolutely great , efficient and very fast approval. Tysm harmony. australia
5.0 Harmoney is so easy to apply and you deside on when it comes out weekly tonight month I l i k's that thanks for helping me out again in time of need.. australia
5.0 I am so thankful to Harmoney youse are awesome thnx australia
5.0 Great experience so far when applying for my loan. australia
5.0 I could not recommend Harmoney enough! Staff are very helpful and great customer service, great communication. Very easy process to complete loan application. I can’t fault at all. 10/10 australia
5.0 Has been very good dealing with harmoney australia
5.0 Harmoney are the best, i will recommend it to everyone whos struggling out there, they gave me a chance when no ones will,

From the bottom of my heart, I thank you to all Harmoney Staff
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5.0 Harmoney has been a great help to me in achieving my goals, they are very professional and helpful with clear and fair terms and great products. Many thanks to the harmoney team. australia
5.0 Absolutely amazing experience overall! The end to end loan application and approval process was seamless and super quick! australia
5.0 Quick response, and very easy to use. Very pleased with Harmoney. australia
5.0 Thank you for helping me. My experience with your loan company has been great and much appreciated. australia
5.0 Possibly the easiest experience I've ever lived, Thanks Harmony. australia

We're real people and here if you need us

If you need help, just give us a call on 1300 042 766 or jump on to online chat and one of our more than 30 specialists will be there to lend a hand.

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