Legal agreements

The below are the current and archived customer agreements for borrowers and investors.

Borrower

Harmoney Loan Agreement. Effective from 17 July 2019.

Direct Debit Agreement v1.8

Credit Sense End User Terms. Effective from 1st May 2015

Proviso End User Terms.

General

Privacy Policy. Effective from 17 July 2019

Notifiable Matters Statement

Website Terms of Use. Effective from 23rd January 2019.

Electronic Communication Acceptance Terms

Financial Hardship Policy

Archived Agreements

Privacy Policy. Effective from January to 17 July 2019.

Harmoney Loan Agreement. Effective from January to 17 July 2019.

Direct Debit Agreement v1.6