Why did the quote I just submitted with you guys fail?

Even with a strong income and credit rating, there are several potential reasons why your quote may have been unsuccessful. These could include your ability to meet the required monthly payments based on Harmoney's evaluation of your income, expenses, and debts, as well as factors such as employment security and the suitability and affordability of the loan. ​

There might also have been discrepancies between the information you provided and what was retrieved from your bank statements, or you may not have met Harmoney's specific credit criteria. ​

Please keep in mind that creditworthiness can change over time, and being ineligible now doesn’t necessarily mean you will be ineligible in the future.

We understand this isn’t the outcome you were hoping for, but if your circumstances change, you are more than welcome to reapply.