What do I need to do to secure my loan?

In Australia

• Enter into your loan contract and receive your money.
• Buy a vehicle within 60 days. This vehicle will then serve as security for your loan, allowing you to enjoy your lower interest rate.
• Complete the vehicle details form from your dashboard.
  You'll also need to attach your Certificate of Insurance, ensuring it:
  • is in your name;
  • is with a reputable insurance company;
  • has comprehensive cover for the vehicle's full value or a minimum of $10,000, whichever is greater; and names “Harmoney Australia Pty Ltd” as an interested party.
    
    IMPORTANT
    If you don't buy a vehicle and complete the vehicle details form within 60 days, your rate becomes a higher unsecured rate.

In New Zealand

• Enter into your loan contract and receive your money.
• Buy a vehicle within 60 days. This vehicle will then serve as security for your loan, allowing you to enjoy your lower interest rate.
• Complete the vehicle details form from your dashboard.
  You'll also need to attach your Certificate of Insurance, ensuring it:
  • is in your name;
  • is with a reputable insurance company;
  • has comprehensive cover for the vehicle's full value or a minimum of $10,000, whichever is greater; and names “Harmoney Services Limited” as an interested party.
    
    IMPORTANT
    If you don't buy a vehicle and complete the vehicle details form within 60 days, your rate becomes a higher unsecured rate.