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What do I have to repay?

  • You have to pay back the total amount borrowed, including the establishment fee.
  • You must also pay interest on the full loan amount. Interest is calculated daily by multiplying the unpaid loan balance by the annual interest rate.
  • The annual interest rate is fixed and specified in the loan offer. It is also confirmed in the loan disclosure. Interest is charged monthly.
  • If you do not repay the amount due by the due date, you may have to pay additional fees:


    New Zealand Interest Rates and Fees

    Australia Interest Rates and Fees