Harmoney's eligibility criteria

To get a quote in New Zealand:

• You must be 18 years or older.

• You must be a New Zealand citizen, Permanent Resident, or Australian citizen.

• You must have paid employment (which may include self-employment).

• You need to have a photo identification document handy, such as your valid New Zealand passport or driver’s licence.

• Your credit file must not have any active defaults, judgments or bankruptcies recorded.

• You need to borrow at least $2,000.

To get a quote in Australia:

• You must be 18 years or older.

• You must be an Australian citizen, Permanent Resident, or New Zealand citizen.

• You must have paid employment (which may include self-employment).

• You need to have a photo identification document handy, such as your valid Australian passport or driver’s licence, or a non-Australian passport if you are a permanent resident.

• Your credit file must not have any defaults, judgments or bankruptcies recorded.

• You need to borrow at least $2,000.

If you are not eligible now, you may be in the future.