Can I withdraw my loan?

You can withdraw your loan at any time prior to the date of your loan being disbursed. You can do this by logging into your account.

If you withdraw your loan before the funds are disbursed you will not be charged any fees.

After your loan disbursal date you have a "cooling off period" of seven working days in which you can cancel your loan without penalty. However, you will also need to repay the funds to Harmoney within those seven days. Please check your loan disclosure document for details.

In Australia, you can repay the funds via PayID, BPay & BSB.

In New Zealand, the funds need to be repaid to:
ASB bank account number: 12-3109-0159350-03
Payee Name: Harmoney Collections Trust