Our latest awards
Benefits of a loan from Harmoney
We’re here to help - from the big things to the little things. To help you make a start, or start over.
|Loan amount||$2,000 - $70,000|
|Interest rate||from 5.35% 1|
|Comparison rate||from 6.14% 2|
|Early repayment fee||$0|
|Loan terms||3, 5 or 7 years|
|Average turnaround||Less than 24 hours|
|Establishment fee||$275 - $575 3|
|Repayment frequency||Weekly, fortnightly, or monthly|
How customers rate us
What our customers say
This was a great experience to apply for a personal loan. It was also very simple and accurate. I am pleased to have the access to me accounts to show debt and wages. Great service. Thankyou Harmoney.Ten Months Ago by Nicandro R.
I'm so thankful to your company, this loan will help.me a lot in my financial status right now. I'm looking forward for the greatness of your company.. Thank you very much for accepting my loan..Five Months Ago by Francis E.
You guys at Harmoney are just amazing. So easy. Not intrusive and the customer service staff are super helpful. Thank you for not making me feel like a failure...as the banks do... Being a single Mum on one wage due to my husband passing away all my bank want to do is give me advice on budgeting...no help at all. Thank you again Harmoney for being understanding , helpful , considerate and for putting a smile back on my face. Financially, I can now breathe. :):):) 5+ star service.Last Year by Melinda T.
Easy online application process, funds were made available the next day. Competitive interest rates. Excellent customer service. Highly recommend if you're looking for straight forward personal loan.Last Year by Glenn C.
My experience with Harmoney services was absolutely amazing. It exceeds beyond my expectations.The application process was so fast and hassle free and my loan was funded in less than 24hrs. I am very grateful! I am glad I applied with Harmoney. I highly recommend Harmoney services and productsLast Year by Manuel C.
It was great that my maximum approved loan amount was in my dashboard as I decided to increase my loan amount before signing the contract. It was so easy to do! Thank youTwo Months Ago by Suzannah M.
Unbelievable how quick and easy it is to apply and get a personal loan from Harmoney! Within a matter of 48 hours my loan was approved and the money disbursed - much easier than dealing with the major banks and their endless red tape. Would definitely recommend to anyone needing money fast without the hassle!Three Weeks Ago by Eloise
Last Month by Nafizul A.
Quick and Easy! Love it! To apply it's very simple and easy unlike other Loan Lenders which take forever to finish and getting approved! Thanks Harmoney! Definitely would do another loan with them again. I would recommended applying here!Three Years Ago by Tasi A.
Quick and easy to do business with. Thankyou! A very streamlined process and no BS!! Fair rates for unsecured loan ( 10% lower than my current loan ). Will definitely use you guys again!!Six Months Ago by David Y.
Last Month by Darius A.
We’re real people, and we’re here to help
Give us a call on 1300 042 766 and one of any of our 30+ specialists can help!