Fractionalisation

Fractionalisation

Fractionalisation is a vital aspect of Harmoney's risk management strategy, but what is it, and how does it work?

At Harmoney, fractionalisation is a crucial aspect of how we allow investors to manage their risk. We break every borrower's loan into $25 fractions, allowing investors to select how many fractions they'd like to invest in each loan through our online marketplace. 

Taking advantage of the option to fractionalise your investment spreads your exposure to risk, but also allows you to diversify your investment across numerous risk and return grades.

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