Invest

Invest through Harmoney

Don't let your savings sit on ice in a low-interest term deposit. Put them to work on Harmoney's peer to peer lending marketplace. Get introduced to creditworthy borrowers and earn great returns.

Open to Sophisticated Investors only. Minimum investment of $2,000,000.

Don't let your savings sit on ice in a low-interest term deposit. Put them to work on Harmoney's peer to peer lending marketplace. Get introduced to creditworthy borrowers and earn great returns.

Register your interest

For every day that your money sits earning low interest, it dies a little bit.

Neil Roberts, CEO.

Why invest through Harmoney

Investor 1

Attractive returns.

Consumer credit generally outperforms typical investments, which is why most of our investors enjoy returns of around 11% per annum.

Investor 2

Diversification.

Spread your investment across hundreds of different creditworthy borrowers with a new asset class to diversify your portfolio.

Investor 3

Sophisticated Investors.

Currently only accepting "Sophisticated Investors". Start investing with $2,000,000. Open to regular investors soon.

Fractionalisation reduces risk

With Harmoney, you can diversify your investment across numerous fractionalised loans. Minimise risk, maximise performance.

Learn more about fractionalisation.

Fractionalisation 01

Build your portfolio

Build a portfolio to suit your investment strategy. Whether you want to invest in everything on the marketplace, or only specific types of loans, you get control over how you fractionalise your investment and spread your risk.  

Find out more about the investment risks, and loan performance.