General + Account FAQs
Can I buy shares in Harmoney?
No, at this time shares in Harmoney are not available to the public. We have no current plans for an IPO.
How do I know my personal information is safe with Harmoney?
How do I verify my email address?
You will receive an email from us containing a click-through link which will allow you to verify your address. If you do not receive the email, check that it isn’t in your spam filter. You can request to have the verification email resent through your account settings.
How do I change my password?
You can change your password by logging into your Harmoney account, and accessing the Personal Details section. Click on the pencil icon next to the password section, and you’ll be able to change it.
How do I change my contact details?
You can change your contact details by logging into your Harmoney account, and accessing the Personal Details section. Click on the pencil icon next to each field to edit it.
How do I unsubscribe from emails?
All marketing emails from Harmoney are spam compliant, and therefore each marketing email contains a unique unsubscribe link. Simply click the unsubscribe link in the email to opt-out of marketing emails.
You cannot, however, unsubscribe from emails that are related to your harmoney account and transactions.
How do I make a complaint?
If you’d like to make a complaint, send us an email at firstname.lastname@example.org, or call us on 1300 042 766.
Is Harmoney regulated?
Yes. Harmoney Australia Limited has been granted an Australian Credit Licence No 474726 by ASIC. The conditions of the licence are published on www.asic.gov.au.
How do I close my Harmoney account?
If you wish to close your Harmoney account, please send an email to email@example.com or call us on 1300 042 766. Please note that in order to close your account, you must not have an active loan, or any active investments.
How do I change my direct debit details?
You can access and change your direct debit details at any time by accessing your personal settings through your borrower account. You can also do so by calling us on 1300 042 766.
What happens if Harmoney goes into liquidation?
Harmoney is required by ASIC to have a continuity contingency in place. If Harmoney were to cease operations, a third party back up servicer would step in to oversee the completion of all existing loans. Any such appointment will not affect your rights and obligations under your loan contract, and the appointed back up servicer will have the same rights and responsibilities as Harmoney.
Practically, for you, nothing will change.